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Awesome August's No-Spend Days Challenge!

12021232526

Comments

  • KajiKita
    KajiKita Posts: 10,772 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Not today 😊

    KK

    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 67 books of target 52 in 2026 as @ 18th September. 
    Produce tracker: £315 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 101,203 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Not one today.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • InDebtEnby
    InDebtEnby Posts: 379 Forumite
    100 Posts First Anniversary Name Dropper Photogenic

    One for today

    Current No Spend Challenge: 7/13
    2025 No Spend Days: 112/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • Rupacomp
    Rupacomp Posts: 371 Forumite
    Fifth Anniversary 100 Posts Name Dropper Photogenic

    A nice little NSD today!

    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • cathybird
    cathybird Posts: 16,927 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    August totals updated here  image.png image.png

  • VickyA_2
    VickyA_2 Posts: 4,752 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Another two NSDs to add to the total. 13/15

    I might not reach my target, but it's been a spontaneous month, along with a new tyre and a haircut. All budgeted for, but still a spend!

    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared
  • cathybird
    cathybird Posts: 16,927 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Shiny new September thread up and running here image.png image.png

  • Jazee
    Jazee Posts: 9,717 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    one for me today

    Spend less now, work less later.
  • loopylupin
    loopylupin Posts: 141 Forumite
    Sixth Anniversary 100 Posts Name Dropper Photogenic

    another one for me

  • KajiKita
    KajiKita Posts: 10,772 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Not one today … <sigh>

    KK

    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 67 books of target 52 in 2026 as @ 18th September. 
    Produce tracker: £315 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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