Hsbc premium account for insurance

CRAIGEMMA

Anyone took the premier current account with HSBC just for the free travel insurance and had your wages just transfer same day straight to your bill paying account.

retiredbanker1

Nearly all High street banks offer paid for accounts that have travel insurance.

Any reason you are thinking of HSBC?

CRAIGEMMA

https://forums.moneysavingexpert.com/discussion/comment/82085237#Comment_82085237

On review of the policy it seemed the best vs likes of monzo etc and free.

Any alternatives or free ones?

retiredbanker1

https://forums.moneysavingexpert.com/discussion/comment/82085250#Comment_82085250

Do you have any pre-conditions that need to be disclosed to any insurer?

CRAIGEMMA

https://forums.moneysavingexpert.com/discussion/comment/82085256#Comment_82085256

Just a bad back but im ok to be excluded for that but as had scan etc need to declare

retiredbanker1

https://forums.moneysavingexpert.com/discussion/comment/82085290#Comment_82085290

IMO it's not your decision to make - they will decide what they will cover or not.I would ask them how much it would be to be covered in full - if they say no then the cover is no better or worse than say All Clear Travel insurance that you see on the telly.

If you already have the £100k investments or enough salary going through the account then go for it - if you are new to HSBC sort out the insurance before opening the account. (Ask to speak to their Travel insurance team)