How do you keep on top of your 0% end dates?

Nasqueron

Absolutely does reduce the profit as I am paying it off but I don't tend to like debt so I have no issue paying it off over time at 0% and did do a MT in the middle of it when Barclays gave great rates but I'd like to get down to to 0 by December next year so still a decent amount of debt and profit but by then I'll have a tonne of money in cash savings plus the S&S ISA so I can focus on pensions

friolento

I have one entry in my Personal Finance Manager (AceMoney) for each of my - currently 8 - credit cards. The name of the account contains the end date of the 0% period, and I populate each account with the necessary repayment transactions. It's basically a spreadsheet approach. I don't bother with calendar reminders as I log in daily but if I didn't, I would also use calendar reminders.

Jami74

"I'm finding the hardest part of stoozing isn't the maths, it's remembering when each 0% promo actually ends"

That is such an AI sounding sentence 😂

ZeroSum

Have the cashflow in MS money. Then also know when I can open fixed rate accounts to get higher rate & how much liquidity I have over that time. My stooze operations are fully ring fenced, and also include an element of cash recycling from Zopa cashback from said CC DDs