We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
M&S Credit card rejected with excellent credit
Comments
-
Apart from fees from retailers, credit cards have never made a penny out of me in over 30 years. I only take O% purchases or fee free BT cards.
Currently have an M&S card maxed out and they even gave me £35 to open it. Last HSBC card they gave me £26 cashback. Currently have 5 credit cards on the go but can be as high as 7. Generally the only time I get a knock back is on card 7 or 8.
2 -
I wonder if the OP went through an eligibility checker flagged up by one of the popular online money websites ?
I tried that for one of the big name credit card providers some months ago - rejected - then went via their direct website, application approved immediately with a very decent credit limit.
1 -
They will make plenty of money from merchant fees, if it's a bog standard account then it costs pennies to print a card, couple of quid or whatever to post it every couple of years
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.3K Banking & Borrowing
- 254.7K Reduce Debt & Boost Income
- 455.9K Spending & Discounts
- 247.9K Work, Benefits & Business
- 605.1K Mortgages, Homes & Bills
- 178.8K Life & Family
- 262.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards