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Steadying the ship - a perilous voyage across the financial middle
Comments
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I'm still trying to work out what the oily-feathered bird might be a clue for....🤔
But yes, all sounds good other than that 😅!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
Ah, OK - think I've got it 😅
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
I haven’t!
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.5 -
It would give you some wonderful Daddy/daughter time and a place where dialogue still happens between the 2 of you especially as she adjusts through puberty
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family6 -
It was the only bird I could think of that was also a bank. They fly in large groups
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Murmurations maybe 🤔
6 -
You are all very good at correctly identifying birds, top marks!
Our recent utility switch has led to a situation in which we have a bit of extra budget on hand, at least temporarily. Mollusc didn't take our DD this month, neither did the new provider, we also received a refund of c. £100. Yes, I know this will probably catch up with us in terms of increased DD in future, but such is life. £164 paid into our ISAs, with £100 or so left to budget.7 -
£18ish withdrawn from Prolific (one-hour survey that took 25 minutes)!
£1.76 paid into SIPP from my personal spends account (£2.20 + tax relief to follow). Everything seems so expensive at the moment, I figure a couple of pounds of virtual shrapnel thrown into the pension jar certainly won't hurt…9 -
Blech. Feeling melted and down in the dumps. Managed to get a decent chunk of work out of the way this morning but 3+ hours of meetings knocked the fight out of me. Would take a day off but I've had quite a few of those recently, the problem is the quality of the days off! 😕
£1.96 of virtual shrapnel thrown into the pension jar (£2.45 + tax relief to follow).
DD1's bank card arrived, will set her up with the app when we do September pocket money.7 -
Yup, feeling melted and stupid over here too. Roll on the cooler temperatures of this weekend!!
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 66 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6
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