Which apps

PixelPound

Which apps do you use to check your reports?

Had Credit Karma and it's far too focused on trying to force feed new credit options, with the full report as a single small link you have to scroll to see and designed to be easily missed.

MyRealNameToo

https://forums.moneysavingexpert.com/discussion/6674428/which-apps

They all make their money from referral fees when you take out a product from their recommendation so all of them are going to push products otherwise they'd go bust given its an otherwise free service but their staff, web hosts etc still expect to be paid each month.

Personally use ClearScore (Equifax), they do try and sell too but its easy enough to ignore both the junk "score" and the sales and get to the actual data that I want from the service.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/6674428/which-apps

Price you pay for getting 'free' stuff - got to make their money somehow.

For completeness you need to check all three of the credit reference companies' reports, not all lenders report to all the agencies.

The MSE page has the links https://www.moneysavingexpert.com/loans/check-free-credit-report/

PixelPound

https://forums.moneysavingexpert.com/discussion/comment/82052804#Comment_82052804

I understand it's what you pay for the price of "free", but it's more how easy do they make checking your full report, is it a clear option at the top or is it disguised.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82053034#Comment_82053034

It's doing what it's designed to do. You have to put eyeballs on the marketing stuff before you find the free stuff you actually want to see.

PixelPound

Think I'll use Clearscore instead of CK as that seems easier to see the full report.