Best place to get legal advice?

x_Wilco_x

I was involved in a car accident and have been informed that the police are investigating. I am concerned I may get charged with careless driving and wondered if any of you guys had any advice on where to get good legal advice.

I have searched the net and there are a mutitude of 'specialist' companies, has anybody had any experience of this one http://www.motorlawyers.co.uk/ or any others that you may recommend?

Many thanks

DrFluffy

Start with the CAB - they will be able to make suggestions.

chuckles1066

x_Wilco_x wrote: »

I was involved in a car accident and have been informed that the police are investigating. I am concerned I may get charged with careless driving and wondered if any of you guys had any advice on where to get good legal advice.

I have searched the net and there are a mutitude of 'specialist' companies, has anybody had any experience of this one http://www.motorlawyers.co.uk/ or any others that you may recommend?

Many thanks

Almost all insurance policies have legal expenses bolted on via a legal team that have been vetted by the insurance company. Get your policy documents out.

You WERE insured, weren't you?

x_Wilco_x

chuckles1066 wrote: »

You WERE insured, weren't you?

Yup, fully insured and all legal :T but, I didn't think my legal cover would represent me in a possible driving offence case...

chuckles1066

x_Wilco_x wrote: »

Yup, fully insured and all legal :T but, I didn't think my legal cover would represent me in a possible driving offence case...

I'd check the documentation?

I'm pretty sure that's exactly the reason for their existence?

x_Wilco_x

I have been through it with a magnifying glass and it seems to be more for supporting claims for uninsured losses and losses from third parties where own insurance doesn't cover... However, I will call them and find out...

thescouselander

x_Wilco_x wrote: »

Yup, fully insured and all legal :T but, I didn't think my legal cover would represent me in a possible driving offence case...

They might cover this, give your insurer a ring, you may be pleasantly surprised.

Hintza

Personally I wouldn't do anything until you hear you are going to be charged. Except try and contact any witnesses that might help. The police these days seem to be too busy filling forms etc and it might not come to anything.

x_Wilco_x

Hintza wrote: »

The police these days seem to be too busy filling forms etc and it might not come to anything.

That is what I thought, especially as the officers at the scene just said to let the insurance companies deal with it... Then I get a letter 6 weeks later saying they are investigating!

I accept I am probably worrying a little too much at this stage but just want to be prepared in the event of a summons landing on my door mat. If that does happen, I will take legal advice, and still need pointing in the right direction of a reputable firm should the need arise...

raskazz

x_Wilco_x wrote: »

I have been through it with a magnifying glass and it seems to be more for supporting claims for uninsured losses and losses from third parties where own insurance doesn't cover... However, I will call them and find out...

Correct. Normally motor legal protection policies only provide costs of recovering uninsured losses from a third party.

Check with your insurer though, because your standard motor policy may cover you for prosecution defence if the insurers consent to it. However, they usually only agree to this if the outcome of the case could prejudice their position on liability to other parties in high-reserve claims (e.g. personal injury to third parties).

chuckles1066

raskazz wrote: »

Correct. Normally motor legal protection policies only provide costs of recovering uninsured losses from a third party.

Check with your insurer though, because your standard motor policy may cover you for prosecution defence if the insurers consent to it. However, they usually only agree to this if the outcome of the case could prejudice their position on liability to other parties in high-reserve claims (e.g. personal injury to third parties).

I wonder if the OP has contents insurance; they sometimes come with all sorts of legal expenses insurance..........might be worth a punt.