alliance a leicester query

kanchhelskis

dear guys a girls, i am going to close my alliance a leicester current account on the 1st of febuary because my regular saver has finished and my £450 free overdraft has finished ,after 3 months will i be able to get the free overdraft again? got £2,00 overdraft with nationwide but dont use it. thanks for any replies.

neilp

I think First Direct offers a small interest free overdraft (though am not 100% sure of this). It could be worth looking on Money Supermarket at what other banks can offer.

kanchhelskis

thanks but my credit score is only 667 which is not good so i got to wait a few months anyway.

YorkshireBoy

kanchhelskis wrote: »

...after 3 months will i be able to get the free overdraft again?

Don't see why not, although overdrafts are always "subject to status".

got £2,00 overdraft with nationwide but dont use it.

The say they'll look to match any overdraft held elsewhere, although, again, it's subject to status and also subject to you using their switching service.

BTW, why is this on the savings board?

masonic

kanchhelskis wrote: »

thanks but my credit score is only 667 which is not good so i got to wait a few months anyway.

Your credit score as scored by whom and for what? You realise credit scores are calculated differently by different organisations and for different types of account, don't you?