We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Car Finance Claim - Cancelling Solicitor Fee

Hi all,

Like many others, when the car finance mis-selling news came out, I signed up with a company called Consumer Rights Solicitors regarding three car finance agreements I’d had.

More recently, I followed Martin Lewis’ advice and used his free reclaim tool to submit complaints directly to the finance companies myself.

One of the finance companies has now replied saying they already received a complaint from Consumer Rights Solicitors on my behalf. They said that if I want the complaint handled directly under my own name, I’ll need to ask Consumer Rights Solicitors to withdraw their claim first.

I contacted Consumer Rights Solicitors to request this, but they’ve told me that because I’m outside the cooling-off period, there will be a charge to cancel their service (although they haven’t yet confirmed how much).

Has anyone else been in a similar situation, and if so, what did you do? I’m concerned about delaying my claim, and now that I’ve decided to handle it myself, I don’t want Consumer Rights Solicitors continuing to act on my behalf. I’m also unsure whether charging me to cancel at this stage is legitimate.

Any advice would be appreciated - thank you.

Comments

  • flaneurs_lobster
    flaneurs_lobster Posts: 10,588 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper

    What does the agreement that you signed with Consumer Rights Solicitors say about ending your agreement before resolution?

  • Ayr_Rage
    Ayr_Rage Posts: 3,978 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    As with most contracts not cancelled within a cooling off period then if you terminate their services they will charge you a fee as per the contract you agreed.

    You may well have to haggle but I would guess you will be on the hook for something.

  • Nasqueron
    Nasqueron Posts: 11,522 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    They are well within their rights to charge you an amount for their administration and or a cancellation fee. You would have to weigh up what you might get back from finance and paying their cut vs the cost they are charging to cancel

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • pinkpaper
    pinkpaper Posts: 2 Newbie
    Name Dropper First Post

    I am the same I asked to cancel

    My car claim and they want £2k off me I don’t work I can’t live as it is and they said they will offer me a payment plan😭

  • pinkpaper
    pinkpaper Posts: 2 Newbie
    Name Dropper First Post

    I just got a bill off the solicitors for cancelling as I want to do it myself but don’t think it’s worth doing myself now! so the solicitors May as well just claim it for me as I can’t afford to pay their fees!

  • Nasqueron
    Nasqueron Posts: 11,522 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    Ask them for a breakdown to explain how sending an email using a free of charge process could cost them £2k and open a formal complaint

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.7K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.6K Work, Benefits & Business
  • 604.4K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 262K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.