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Pension advice
Comments
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thankyou im hoping to change terms and conditions soon so hopefully will get a bit more of a pay rise so will hopefully do it again
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The fear of putting too much in a pension or stocks and shares is locking money away that I could potentially need if I found myself out of a job.
You did say previously:
I have quite a bit of savings probably my annual income in cash ISAs and savings which has been saved over the years.
One year's income is a fairly decent emergency fund to hold in case of unemployment, illness or other such things. You can probably justify putting anything else spare into a pension.
(I don't think you've said how old you are? You can access pension savings from age 55-58, depending on your date of birth.)
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