Buying A New Car

stormCat99

Hi Stonk,

Point taken, and in general this may be the case at some garages. But we had an excellent deal - cheapest we'd found in the whole of lancashire (and we spend about 2 months scouring the internet etc.!) so were well chuffed :-)

Just a case of buyer beware with anything I guess - check the small print and make sure you know what you're getting

money_bags_2

Hi i brought my new car last year brand new fiat multipla cost 16.2k reduced to 13.2k we wrangled a deal got it for 13k px my car got 4k for it, paid 2k cash, 7k credit card but we did have 2 pay a surcharge £200 the 7k is split on a couple of 0% CC so every 6mths we transfer them over two another 0% company, works a treat, 7k intrest free just insure you pay them on time, pay what you can afford we never pay the min amount good luck

bunking_off

money_bags wrote:

7k credit card but we did have 2 pay a surcharge £200

...that's exactly it. Put it on credit and the dealer will have to pay 2-3% commission....in this case they just passed it straight through to you (£200 on £7k = 2.8%) so at least it was transparent.

I'd agree with earlier posters that any dealer that absorbs that cc fee clearly has a few % more margin to play with.

I'd also agree that the best route is to go down the SBT route. I seem to recall that the OP has the cash handy, so they just need to invest that somewhere that they can get at quickly in case the stoozing deals dry up.

BTW, the commission is different on Maestro - it's flat fee (50p I seem to remember). So, there's no problem paying on that. That's not much use for getting the cost put into a 0% deal, but a lot of use avoiding excessive bank fees for producing a banker's draft.