UC and inheritance.

Yamor

https://forums.moneysavingexpert.com/discussion/comment/82006694#Comment_82006694

And, importantly, keeping pre-2026 status, so OP will get the protected higher rate of the LCWRA element.

Spoonie_Turtle

https://forums.moneysavingexpert.com/discussion/comment/82006673#Comment_82006673

Ah, whoops, thank you for the correction. How would one ensure continuity of WCA status - open the claim the day after UC ends?

Yamor

https://forums.moneysavingexpert.com/discussion/comment/82006735#Comment_82006735

I would assume so.

To be honest, I don't actually have any practical experience - it could even be they would allow a credits-only ESA claim despite someone being on UC (even though the regs don't technically allow it).

Grumpy_chap

https://forums.moneysavingexpert.com/discussion/comment/82013740#Comment_82013740

I assume you won't be receiving any share of the value from the sale of your parent's house for quite some time, if ever

Your parents are not dead and they will presumably need the proceeds from the house sale to fund their care needs first.

"Sorry lor 6126, I'm jumping on your thread…

Spoonie Turtle I'm in a similar situation…I'm due to inherit about £50000 when the house my parents lived in is sold, shared between three of us, they've had to move into a care home.

I have only about £1000 in savings to add to it. I receive LCWRA but don't claim ESA and I was assuming that once this inheritance is used (it will be my sole income other than a small part time wage) I would then have to apply again for LCWRA and receive half of what I do now."

huckster

https://forums.moneysavingexpert.com/discussion/comment/82013740#Comment_82013740

You are worried about a possible future issue. Suggest you write to your local MP to take up with Government, asking Government to consider protecting LCWRA for those who temporarily loose entitlement to UC, due to such things as inheritance. The argument could be protecting LCWRA for the length of the prognosis review period, providing the person regained entitlement to receive benefit.

Newcad

https://forums.moneysavingexpert.com/discussion/comment/82014189#Comment_82014189

If you own a share in the property then has it already been declared as capital for UC purposes?

(The value may have been disregarded if you were unable to sell and realise that value, but it should still have been declared).

Robbie64

https://forums.moneysavingexpert.com/discussion/comment/82014221#Comment_82014221

I might be wrong but I think the value of a property can be disregarded if it is occupied by an elderly (pension age) or vulnerable adult. However, the disregard must have been granted (i.e. the DWP are already aware of the property) and presumably will no longer apply if the parent(s) moves out.

Grumpy_chap

https://forums.moneysavingexpert.com/discussion/comment/82014221#Comment_82014221

Something seems odd with the thread

If the house is already part-owned by the OP then the asset should have been declared (but may be disregarded).

There may be a CGT liability on selling the house.

The OP's parents may still be deemed to have the value of the house for funding care if DoA is assessed as applicable.