1978-2010 Child Benefit rebate may be due If this was being claimed.

1Jellyonaplate

Uk mothers who claimed child benefit/ family allowance between 1978-2010 could be owed up to £8,377 according to Ask Rose.

Home Responsibilities protection HRP, was introduced in 1978 to protect the state pension rights of parents and carers of vulnerable adults.

A claim can be submitted directly via HMRC/DWP, which can take up to 6mnths. But I havent the foggiest how to do this.

Ask Rose states, If successfull, this can increase your state pension amount. In some cases you may also recieve a back dated lump sum.

These payments are taxable, depending on the year they're related to. So it is importamt to check your statements moving forward for any changes.

Initial check takes little to no time at all, says Ask Rose, who would take 34.8% + vat of any successful claim amount with no upfront charges.

If unsuccessful, there is no fee. Basically no win no fee. Er no thanks I say.

Does anyone else know about this and how to claim directly on the HMRC/DWP website please? Ive tried tying in the years I claimed child benefit was claimed but nothing comes up.

Dazed_and_C0nfused

https://forums.moneysavingexpert.com/discussion/6668236/1978-2010-child-benefit-rebate-may-be-due-if-this-was-being-claimed

HMRC no longer have their own website so gov.uk is the place to start.

This is probably your best bet.

https://www.gov.uk/home-responsibilities-protection-hrp

There is more information about it here.

https://www.gov.uk/government/publications/home-responsibilities-protection-hrp-state-pension-underpayments-progress-on-cases-reviewed-to-31-march-2025/home-responsibilities-protection-hrp-state-pension-underpayments-leap-exercise-to-31-march-2025

whizzywoo

Depending on your age there is an easy way to check if you could gain anything by this.

Have you reached State Pension Age? Do you receive the New State Pension and if yes, is it the full amount?

If you are getting the full New State Pension already then there is probably no benefit to you. Because you will either have received Home Responsibilities Protection or you have worked and paid enough full National Insurance Contributions to get the full New State Pension.

Another way to check is to look at your Personal Tax Account and check your National Insurance Record. It should tell you what contributions you made each year and if you received Home Responsibilities Protection in any of the years.

Start here to open or login to your Personal Tax Account

https://www.gov.uk/personal-tax-account

p00hsticks

@whizzywoo I'm not sure looking at the NI record helps as I think before 2010 HRP was actioned by reducing the number of years the recipient required to reach a full state pension, not by giving NI credits as happens with Child Benefit now.

However I agree with the rest of your post - most people were correctly awarded HRP, and there have been a lot of people claiming unnecessarily which clogs up the system for those that were missed out, so the starting point should be to look at your pension forecast or what you are reciving. .

QrizB

according to Ask Rose.

As stated above, you don't need to use Ask Rose. How did you end up on that website?

who would take 34.8% + vat

And you really don't need to give up almost half of your arrears!

p00hsticks

https://forums.moneysavingexpert.com/discussion/comment/81998023#Comment_81998023

Re-reading the info, If the person reached State Pension age after 2010 then the HRP would have been converted to credits, so you are correct in saying that checking their NI record woudl help - my apologies.

whizzywoo

https://forums.moneysavingexpert.com/discussion/comment/81998055#Comment_81998055

No problem @p00hsticks it's so difficult to make sense of things sometimes.

Just checked my own NI record on my Personal Tax Account. This is what it says for the tax year ended 5th April 1981. I know I received HRP that year because I was receiving Child Benefit for my son born in 1979 and I was not working. It doesn't actually say HRP but it says NI credits if you were ill/disabled, unemployed, caring for someone full-time or on jury service. So presumeably HRP comes under the caring for someone heading.

1980 to 1981Full yearView details

You have contributions from

National Insurance credits: 52 weeks

These may have been added to your record if you were ill/disabled, unemployed, caring for someone full-time or on jury service.

So if the Opening Poster or anyone else in doubt checks through the years in question they should be able to see something similar.

LITRG

Hello. We published a news article about this matter in August 2024. In this article we set out the steps for checking eligibility for Home Responsibilities Protection and information on making the application. Please follow this link to read the article:

https://www.litrg.org.uk/news/home-responsibilities-protection-did-you-claim-child-benefit-may-2000

I hope this is helpful