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Magnificent May's No-Spend Days Challenge!

cathybird
cathybird Posts: 16,583 Forumite
Part of the Furniture 10,000 Posts Name Dropper Photogenic
edited 28 April at 4:48PM in Debt-free wannabe challenges

Welcome to Magnificent May's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of frittering money away and start automatically holding off from spending instead. It also helps you delay purchases, which in turn means you lose interest in a lot of things you might otherwise impulse buy.  image.png

Another good thing with this challenge is we're all in it together, and people will help you on bad days and cheer you on on good days, and the support and accountability can really help make it easier to keep going with it. And if all else fails, there's always next month  image.png

To join, just post the number of no-spend days (NSDs) you're aiming for this month and you are on your way!

Tips for the challenge:

  1. It's totally up to you but if you've never done the challenge before, it's probably simpler to start with a goal of 10 or (at most) 15.
  2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, essential health spending such as dental checkups or medications, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
  3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too :)
  4. It also helps to bookmark the thread, it's much easier to find.
  5. NSDs are trickier than they seem and easily derailed. It can work better if you notch up as many days as you can in the first half of the month, or think of the month in thirds so if you're aiming for 10 NSDs, try to do 4 days in the first 10, 3 in the second and 3 in the third. And if you feel that you're falling behind, there's no shame in changing your target! Sometimes life just gets in the way, and the challenge should be fun, not a grind.  Untitled Image

May emojis:

Off to a start

Untitled Image

5 days

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10 days

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15 days

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20 days

Untitled Image

25 days

Untitled Image

Target reached

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Target beaten

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Everyone welcome to join! 😊😊

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Comments

  • beanielou
    beanielou Posts: 99,586 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Thanks @cathybird for our shiny new thread & all your hard work.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • loopylupin
    loopylupin Posts: 72 Forumite
    Sixth Anniversary 10 Posts Name Dropper Photogenic

    thank you @cathybird , good luck everyone.

  • loving the emoji’s 😍 thank you for the new thread 👍

    #no 3 Debts off by Xmas 2026 £15,250 PAID 
    NSD April 25/22 May 5/22
    #no 13 365 days 1p challenge 2026 90/365
    £40.95/£667.95 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £15,250
    1% challenge = 100% paid RESTART   / £13000
    1% - 

    #cc1 4100 PAID
    #cc2 NatWest 3400 PAID 
    #cc3 Halifax 2150 PAID 
    #cc4. MBNA 3600/5600 0% runs out soon
    #loan1 14000  PAID 
    #loan2 858/11000 13%
    #family loans 4600 PAID 
    #solicitors 8000 PAID

    Crisis fund 500/1000
  • Soontobeoap
    Soontobeoap Posts: 1,587 Forumite
    1,000 Posts Fourth Anniversary Photogenic Homepage Hero
    edited 30 April at 9:52AM

    Hi @Cathybird. I would like to give this a try. May will be a good time because We / I am trying to get as much clutter out of the house and so trying really hard not to buy a lot more in. Can I start with 15 please.


    GC 2022 = £3154.96 ,  2023 = £3334. 84   2024 = £.3221.81 ,   2025 = £3974.24 .  2026    £899. 91/£3500, May £154.26 /£250
    Decluttering campaign. 2026. 39 /74 storage places, book cases, drawers cupboards and sheds. Also tidying / clearing front and back gardens , giving bathroom and kitchen a bit of a spruce up.  Me🏅⭐ ⭐DH🏅
    Make £600 in 2026 = £412.59
    NSD in May = 5/15
  • cathybird
    cathybird Posts: 16,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    hi Soontobeoap, good to see you here, I've added you to the list, best of luck with the challenge 🌞🌞

  • cathybird
    cathybird Posts: 16,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 30 April at 10:22PM

    May 2026 NSD totals

    NSD-ers

    Totals

    Off to

    a start

    5 days

    10 days

    15 days

    20 days

    25 days

    Target reached

    Target

    beaten

    Untitled Image Untitled Image Untitled Image Untitled Image Untitled Image Untitled Image Untitled Image Untitled Image

    AuntieL

    15

    beanielou

    19

    BlueKelpie26

    14

    cathybird

    15

    crazybeautiful

    20

    Deb4

    15

    Dizzycap

    10

    Doris17

    20

    ET22

    20

    GreenFrogMum

    10

    Honeysucklelou2

    10

    InDebtEnby

    13

    KajiKita

    20

    laurenh1

    15

    LittleMissDetermined

    20

    loopylupin

    10

    Mamma2004

    16

    OptimisticSaver

    22

    Pinkpieuni

    10

    QueenJess

    17

    Rupacomp

    10

    Soontobeoap

    15

    ThriftyPrincess40

    22

    VickyA 2

    15

    WannaBeeFree

    10

    Everyone welcome to join! 

  • Soontobeoap
    Soontobeoap Posts: 1,587 Forumite
    1,000 Posts Fourth Anniversary Photogenic Homepage Hero

    Thank you

    I have failed already. Ordered some trousers online today. 😢 Off to sons for weekend and hopefully doing a car boot sale on Monday so should be OK until 5th now. 🤦


    GC 2022 = £3154.96 ,  2023 = £3334. 84   2024 = £.3221.81 ,   2025 = £3974.24 .  2026    £899. 91/£3500, May £154.26 /£250
    Decluttering campaign. 2026. 39 /74 storage places, book cases, drawers cupboards and sheds. Also tidying / clearing front and back gardens , giving bathroom and kitchen a bit of a spruce up.  Me🏅⭐ ⭐DH🏅
    Make £600 in 2026 = £412.59
    NSD in May = 5/15
  • cathybird
    cathybird Posts: 16,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    @Mamma2004 no you haven't, it's not May yet! xx

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