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Magnificent May's No-Spend Days Challenge!
Welcome to Magnificent May's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of frittering money away and start automatically holding off from spending instead. It also helps you delay purchases, which in turn means you lose interest in a lot of things you might otherwise impulse buy.
Another good thing with this challenge is we're all in it together, and people will help you on bad days and cheer you on on good days, and the support and accountability can really help make it easier to keep going with it. And if all else fails, there's always next month
To join, just post the number of no-spend days (NSDs) you're aiming for this month and you are on your way!
Tips for the challenge:
- It's totally up to you but if you've never done the challenge before, it's probably simpler to start with a goal of 10 or (at most) 15.
- It is fine to exclude necessary expenses eg petrol, groceries, pet food, essential health spending such as dental checkups or medications, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
- It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too :)
- It also helps to bookmark the thread, it's much easier to find.
- NSDs are trickier than they seem and easily derailed. It can work better if you notch up as many days as you can in the first half of the month, or think of the month in thirds so if you're aiming for 10 NSDs, try to do 4 days in the first 10, 3 in the second and 3 in the third. And if you feel that you're falling behind, there's no shame in changing your target! Sometimes life just gets in the way, and the challenge should be fun, not a grind.
May emojis:
Off to a start | |
5 days | |
10 days | |
15 days | |
20 days | |
25 days | |
Target reached | |
Target beaten |
Everyone welcome to join! 😊😊
Comments
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May 2026 NSD targets
AuntieL 15
beanielou 19
Bluekelpie26 14
cathybird 15
crazybeautiful 20
Deb 4 15
Dizzycap 10
Doris17 20
ET22 20
GreenFrogMum 10
Honeysucklelou2 10
InDebtEnby 13
KajiKita 20
laurenh1 15
LittleMissDetermined 20
loopylupin 10
Mamma2004 16
Optimistic Saver 22
Pinkpieuni 10
QueenJess 17
Rupacomp 10
Soontobeoap 15
ThriftyPrincess40 22
VickyA 2 15
Wanna Bee Free 10
🌞 🌞 Everyone welcome to join! 🌞 🌞5 -
Thanks @cathybird for our shiny new thread & all your hard work.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
thank you @cathybird , good luck everyone.
2 -
loving the emoji’s 😍 thank you for the new thread 👍
#no 3 Debts off by Xmas 2026 £15,250 PAIDNSD April 25/22 May 5/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £15,250
1% challenge = 100% paid RESTART / £13000
1% -
#cc1 4100 PAID
#cc2 NatWest 3400 PAID
#cc3 Halifax 2150 PAID
#cc4. MBNA 3600/5600 0% runs out soon
#loan1 14000 PAID
#loan2 858/11000 13%
#family loans 4600 PAID#solicitors 8000 PAID
Crisis fund 500/10001 -
Hi @Cathybird. I would like to give this a try. May will be a good time because We / I am trying to get as much clutter out of the house and so trying really hard not to buy a lot more in. Can I start with 15 please.
GC 2022 = £3154.96 , 2023 = £3334. 84 2024 = £.3221.81 , 2025 = £3974.24 . 2026 £899. 91/£3500, May £154.26 /£250
Decluttering campaign. 2026. 39 /74 storage places, book cases, drawers cupboards and sheds. Also tidying / clearing front and back gardens , giving bathroom and kitchen a bit of a spruce up. Me🏅⭐ ⭐DH🏅
Make £600 in 2026 = £412.59
NSD in May = 5/152 -
hi Soontobeoap, good to see you here, I've added you to the list, best of luck with the challenge 🌞🌞
0 -
May 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
25 days
Target reached
Target
beaten
AuntieL
15
beanielou
19
BlueKelpie26
14
cathybird
15
crazybeautiful
20
Deb4
15
Dizzycap
10
Doris17
20
ET22
20
GreenFrogMum
10
Honeysucklelou2
10
InDebtEnby
13
KajiKita
20
laurenh1
15
LittleMissDetermined
20
loopylupin
10
Mamma2004
16
OptimisticSaver
22
Pinkpieuni
10
QueenJess
17
Rupacomp
10
Soontobeoap
15
ThriftyPrincess40
22
VickyA 2
15
WannaBeeFree
10
Everyone welcome to join!
1 -
Thank you
I have failed already. Ordered some trousers online today. 😢 Off to sons for weekend and hopefully doing a car boot sale on Monday so should be OK until 5th now. 🤦
GC 2022 = £3154.96 , 2023 = £3334. 84 2024 = £.3221.81 , 2025 = £3974.24 . 2026 £899. 91/£3500, May £154.26 /£250
Decluttering campaign. 2026. 39 /74 storage places, book cases, drawers cupboards and sheds. Also tidying / clearing front and back gardens , giving bathroom and kitchen a bit of a spruce up. Me🏅⭐ ⭐DH🏅
Make £600 in 2026 = £412.59
NSD in May = 5/151 -
@Mamma2004 no you haven't, it's not May yet! xx
0 -
I think this comment was for @soontobeoap 🥰
1
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