EV Car insurance excess

mawallace

I have been insured with Direct Line for many years for my ICE car.

I purchased a new EV this weekend and phoned Direct Line to change the insured car.

When I did, I was told the the compulsory excess was going up from £100 to £350, as that is there standard excess for EV cars now

Is it just Directi Line with such a high standard excess or are all cal companies doing this

MattMattMattUK

https://forums.moneysavingexpert.com/discussion/6666006/ev-car-insurance-excess

For some reason Direct Line is incredibly expensive for EVs in general. I was with them with petrol for years but when I bought an EV their rates went through the roof.i have just renewed my insurance at start in May, £660 with Admiral, Direct line was £1,866. I know several others who have found the same, for some reason Direct Line just do not want to insure EVs.

WellKnownSid

I have been insured with Direct Line for many years for my ICE car.

That is probably your mistake. It is always worth shopping around come renewal time.

born_again

I'm with LV £250 excess & daughter with Aviva £250 excess. Both EV's

Mildly_Miffed

Why wouldn't you just put your details into a comparison engine every year, and shop around?

The brands aren't loyal to you - so why be loyal to them?

If any one insurer don't want to do a particular car/driver/location combo, for whatever reason, then they'll give a high quote. That certainly doesn't mean other insurers won't be interested in your business. Maybe that one has just got too many other policyholders in a similar risk profile, and want to hedge their bets a bit.

MyRealNameToo

Also DLG was bought by Aviva last year so it would be surprising if things dont change as they are integrated in and certain underwriting policies harmonised.

facade

https://forums.moneysavingexpert.com/discussion/comment/81979766#Comment_81979766

Aviva wouldn't even quote my EV, them owning DLG explains why DLG didn't show up in the comparison sites either.