Switching Bank Best option.

Emmia

https://forums.moneysavingexpert.com/discussion/comment/81977138#Comment_81977138

I think this comes down to personal preferences - I tried both Monzo and Starling and disliked their apps, so closed both accounts very quickly. I have apps from traditional banks, HSBC, Barclays and Lloyds and find them all pretty straightforward to use.

I'm not against app based providers, I use both Moneybox for my S&S ISA and Chip for some of my savings - happy with both of those.

Maegi

https://forums.moneysavingexpert.com/discussion/comment/81976974#Comment_81976974

Nationwide don't utilise the Post Office or Banking Hubs (other than cash withdrawals up to the ATM limit) and apparently don't feel they should due to them being a Building Society.

My suggestion to the OP would be First Direct or Club Lloyds (if depositing 2k per month)

Maegi

https://forums.moneysavingexpert.com/discussion/comment/81977138#Comment_81977138

Monzo offers charges for basic functions like cash deposits unlike a real bank.

Starling is better but can't do basic functions things like open it's own Euro accounts.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/81977915#Comment_81977915

Think you mean that Starling does allow you to open a Euro-denominated account.

Rob5342

https://forums.moneysavingexpert.com/discussion/comment/81977915#Comment_81977915

Monzo are a real bank with a banking licence. True, they do charge for depositing cash but that's a rare occurrence for most people and you can always have a second account with a different bank that allows post office deposits for depositing cash.