We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

PCP Issue with Solicitors

Hi,

We have had over the years quite a number of PCP agreements.

My wife asked a company to look into one of them (Just one) a while back, whereas I filled in and sent MSE's letters to the others.

The Solicitors have been hounding us for a response to them, and now they have lined up all our claims even though they were not asked to look into any of them and are threatening us with costs for them all if we do not respond and take them up with them. Can they do this? We did only ask them to look at a single case.

What should we do?

Comments

  • Ayr_Rage
    Ayr_Rage Posts: 3,871 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    You'll have to find what you agreed to when signing up with the claims company, the small print may have included tracing any other agreements in your name.

  • Nasqueron
    Nasqueron Posts: 11,342 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    As Ayr says, you say you wanted them to look into one policy but their terms will almost certainly allow them to look for all the policies and can charge cancellation fees for their "work".

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 603.9K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.