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Threat of accrued interest

Hi All

I've received a LoC from dcbl recently relating to a parking charge claim dating back to 2021. Part of their attempted leverage is to suggest that interest is accruing at 8% above base rate.

While I could just ignore this it has irritated (even further!) since I wrote to Smart Parking's previous agents four years ago stating they should stop harassing me with demand letters/court action, and if they were serious, then I was ready to go!

So I'm thinking of including a sentence in the LoC reply saying that suggesting interest was applicable was ridiculous given that history. So is it worth doing or is it a case of 'keep it simple stupid' and just follow the template?

Many thanks

Comments

  • Jame4ters
    Jame4ters Posts: 340 Forumite
    100 Posts Name Dropper

    Just follow the template

  • Car1980
    Car1980 Posts: 3,619 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    You could do, but since this is a DCB Legal Smart Parking case it's not worth the effort because discontinuation is guaranteed.

  • Crwban
    Crwban Posts: 5 Forumite
    First Post Photogenic

    Thanks both 👋

    I've sent the standard reply back following the draft.

    I know contractual claims can be pursued for up to six years but are there any time scales applying to the claimant once they've sent out the LBC? Or can they wait to trigger the actual court claim at any time up to the six year point?

    Only with the peak holiday season coming up would they fire out claims more the in the hope some get missed or apply extra pressure with conflicting priorities?

    Don't think I'm being overly suspicious in dealing with these people!

  • Coupon-mad
    Coupon-mad Posts: 165,782 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 19 May at 9:39PM

    "Only with the peak holiday season coming up would they fire out claims more the in the hope some get missed or apply extra pressure with conflicting priorities?"

    Yes, DCB Legal do that every year.

    They have all the time in the world to sue but it will follow shortly. As said, since this is a DCB Legal / Smart Parking case, discontinuation of the Claim shortly before the hearing is guaranteed by Xmas/New Year.

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