LHA query

Spoonie_Turtle

https://forums.moneysavingexpert.com/discussion/comment/81966042#Comment_81966042

It's actually irrelevant. If they are entitled to claim UC whilst they find a job then that's what they can claim. Moral judgements don't come into it and are expressly not what this board is for.

The OP is asking a question of practicalities, where again, moral judgement is irrelevant.

Altior

https://forums.moneysavingexpert.com/discussion/comment/81966375#Comment_81966375

The OP wrote:

Hopefully they will as they'll turn their hand to anything. I have no idea how families manage 😭

It's not a moral judgement from me. Coming out of uni straight into into a completely public funded 2 bed property, to share with your uni mate isn't 'managing'. To me that comment invited further discussion on wider benefits policy, even though that's expressly not what this board is for. To my knowledge I don't create such discussions, but I see no issue with responding once they are opened up.

marcia_

https://forums.moneysavingexpert.com/discussion/comment/81966382#Comment_81966382

debating politics is not allowed on the forum regardless of who started it. What you believe they might be saying is not what they posted.

silvercar

https://forums.moneysavingexpert.com/discussion/comment/81966406#Comment_81966406

OP explicitly asked, how do people manage in this situation, it’s not unreasonable to suggest that they manage by taking other living options than the students seem to desire.

Newcad

@Britannia12345 (and everyone else),

The bigger problem here is not the afordability (or any moral issue) it's a practical one of them even finding a place to rent.

The number of Private landlords who would be willing to rent a property to young, non-working or low income, tenants is vanishingly small.

I have no doubt whatsoever that they are quickly going to find that out for themselves.

(PS. The student rental market is a very different thing to the general rental market, but they are no longer students so …)

At the moment it is very much a Landlords market with multiple applicants chasing every rental that comes on the market.
Landlords can pick and choose who they let their properties to.

A couple of young want-to-be-sharers who have just left education, with no earned income, (no jobs), and no work history, will be firmly at a disadvantage.
Which is why most, but by no means all, uni leavers go home to mum and dad.

marcia_

https://forums.moneysavingexpert.com/discussion/comment/81966463#Comment_81966463

they did not ask for publicly funded housing. As you say they asked how to manage their finances.

Altior

https://forums.moneysavingexpert.com/discussion/comment/81966406#Comment_81966406

Nobody (as far as I am aware) is asking you to debate politics.

Altior

https://forums.moneysavingexpert.com/discussion/comment/81966507#Comment_81966507

The 'debate' I am having is the opening premise that that OP laid out. It doesn't make much sense to me (perhaps it does to others).

What people want, and what they have the means to do are two different variables. It's not politics, or morality, but factual. Their starting point seems to be that they will get a 2 bed property to share, on their own, upon leaving uni, then the next step is how to pay for it. To me, it's inside out and illogical.

When you move from funded living and education to real life, to me your next step is to get a full time job, then if you're lucky you might have the ambition of your own property (owned or rented) eventually. Not before you've even established any earned income.

And yes the OP did write 'I have no idea how families manage 😭' in the context of this query, and whilst some posters might disagree with my resultant points, I feel that they are perfectly legitimate in that context. And that's my judgement to make in any case, or people can report/flag my posts if they really feel that is necessary. Trust me, my points are not my moral judgement on this query.

silvercar

How families manage is in the same way they managed when their offspring came home during university holidays. If money is tight and their offspring are claiming universal credit, then the parent(s) may expect their offspring to use some of their UC as a contribution to household costs.

For those who can’t move back to their family home, the urgency in taking any sort of job is greater, but failing that the answer would be to claim the housing element of universal credit and to try and find a landlord to consider them. Having a guarantor could help.