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Nest as well as S.I.P.P
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26k gross .
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Which isn't that much over the minimum wage, so chances are that her employer has done the maths and won't be allowed to increase sal sac any further.
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So what do we need to be looking for when choosing a SIPP apart from charges do they all offer the same range of funds not that we want anything specialised?
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No, they don't all offer the same funds. Aside from fees, I'd personally look at what funds are available, what options they have when you want to start taking from your SIPP, how clear their website/app was, what their support options are etc.
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No, but they all have a large range if they are a proper SIPP. Usually at least 3,000 and some a lot more.
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Yes, I do this (nest + sipp) because of nest's high fees. I use prosper for my sipp which charges no fees at all (but has a very basic interface and no auto-invest feature)
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This thread should be moved to the Pensions board.
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