Oil prices & likely inflation - should fixed rates be avoided?

GeoffTF

The answer is that nobody knows. Longer dated bonds usually give a better return than shorter dated bonds, but carry a higher inflation and interest rate risk. Nominal bonds usually give higher returns than inflation linked bonds, unless there is more inflation than the market expects. You pays your money and takes your pick.

wmb194

Anyway, it's never all or nothing. You can hedge your bets with a mix of accounts with differing durations (a, "ladder").

https://www.investopedia.com/terms/b/bondladdering.asp

Luckybonus

I had the same thoughts Silvermum and thin I will go for the Santander 4.5% fix for 1 year