Housing benefit for pensioner if they sell their house

Veedub69

NHS services are available same as anywhere else, some of them are retirement communities. She is not interested in getting it as an investment (her ex husband and father of the children has this covered).

The housing benefit would be for the ground rent/pitch fee.

A rented bungalow would be more expensive and isn't what she wants.

She hasn't identified a particular site yet, there are many available in sorts of areas.

No one has answered my original question.

Altior

Nobody can, as there are no hard lines with DoC. If questioned and put forward for interrogation, it lands with a DM to make a judgement.

My opinion is that it is, as part of the plan involves deliberately establishing the right conditions for accessing means tested benefits, when they aren't required currently. It's not down to my judgement though.

sheramber

https://forums.moneysavingexpert.com/discussion/comment/81959048#Comment_81959048

To pay ground rent as all money used to buy static.

Limited income.

Veedub69

https://forums.moneysavingexpert.com/discussion/comment/81959209#Comment_81959209

Thank you Sheramber, that is helpful.

peteuk

https://forums.moneysavingexpert.com/discussion/comment/81958240#Comment_81958240

I ask again why is HB being claimed, she has savings, so she’d pay the rent until under the threshold to claim HB but even when under the threshold she can still pay the ground rent. You’d also need to take into consideration her health, does she currently have any illnesses or conditions that may lead her to require a nursing home in the near future?

Someone has also mentioned NHS provision, although your correct in your response that it available everywhere in the UK, there are massive differences in quality of provision and availability/ access to simple things like Gp appointments. Housing is important but by moving at such age may also having a negative affect.

sheramber

You also mentioned buying a ‘new’ car.

Do you mean brand new or a new to her, second hand one?

Veedub69

Exactly that. She has savings but these would run out at some stage. Her pension may pay the ground rent but she also needs money to live. Many of these communities are next to towns often big seaside towns with good infrastructure.

Her health is a mobility thing, as long as a ramp is fitted she could live there the same as anywhere else.

This is at the idea stage not set in stone so she could adapt to suit viability.

In my opinion she would be selling a property that is not fit for purpose to buy one that is so should qualify for housing benefit.

She would need some form of transport, either a mobility scooter or car. Why does it matter if new, leased or second hand?

marcia_

https://forums.moneysavingexpert.com/discussion/comment/81960392#Comment_81960392

because splurging on an expensive new car when you could buy one much cheaper can be seen as deprivation of capital