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5 Year Fixed - 60 Months to Financial Stability.........Hopefully!

13

Comments

  • _Dolly_Rocker_
    _Dolly_Rocker_ Posts: 1,061 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper

    So sat down and set out a plan to pay off the Natwest CC which has the car payment on it.

    Feeling more organised.

    Natwest CC - £4,213.76
    £211.00 - May 2026
    £211.00 - Jun 2026
    £211.00 - Jul 2026
    £211.00 - Aug 2026
    £211.00 - Sep 2026
    £211.00 - Oct 2026
    £211.00 - Nov 2026
    £211.00 - Dec 2026

    £211.00 - Jan 2027
    £211.00 - Feb 2027
    £211.00 - Mar 2027
    £211.00 - Apr 2027
    £211.00 - May 2027
    £211.00 - Jun 2027
    £211.00 - Jul 2027
    £211.00 - Aug 2027
    £211.00 - Sep 2027
    £211.00 - Oct 2027
    £211.00 - Nov 2027
    £204.76 - Dec 2027

    Debt Free - 4th June 2025
  • _Dolly_Rocker_
    _Dolly_Rocker_ Posts: 1,061 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper

    I am freezing tonight.

    Had the worst migraine for most of the day and honestly Bailey and Luna's last big walk of the day almost killed me but it's chill out time now.

    Not much to report on the funds front today, maybe tomorrow.

    Debt Free - 4th June 2025
  • jwil
    jwil Posts: 23,477 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Hope you feel better x

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • _Dolly_Rocker_
    _Dolly_Rocker_ Posts: 1,061 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper

    I do feel a bit better today. That headache was something else!

    Been a little more productive today. Had some laptop issues this morning and sat back and switched on YouTube but then thought no no no! So instead of watching a podcast I went in and swept, polished, hoovered then changed my bedding. Bedroom is looking lovely and clean now.

    I'll get the kitchen and dining room sorted before bed tonight then tackle the living room and bathroom tomorrow.

    I'm off work tomorrow and planning to not leave the house.

    Debt Free - 4th June 2025
  • Dakota_Rose
    Dakota_Rose Posts: 415 Forumite
    100 Posts Name Dropper Photogenic

    Well done for resisting the lure of YT. Midweek day off at home sounds good 😊

  • _Dolly_Rocker_
    _Dolly_Rocker_ Posts: 1,061 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper

    Aw I know, at least I have 1 tidy room LOL.

    I'm going to write a list of things I'm going to tackle in the house between now and Sunday.

    By Monday I'll be a new me and my mantra will be 'don't put it down, put it AWAY'.

    I say this every week but I'm determined, it's kinda depressing me a bit living like this now.

    Debt Free - 4th June 2025
  • Dakota_Rose
    Dakota_Rose Posts: 415 Forumite
    100 Posts Name Dropper Photogenic

    I hope it’s been the kind of day you wanted it to be. Don’t be too hard on yourself. One room at a time will make all the difference.

  • _Dolly_Rocker_
    _Dolly_Rocker_ Posts: 1,061 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper

    I actually got quite a lot done yesterday!

    • 4 loads of washing out and dried
    • Cleared back garden of old dog bed, toys, bits of wood, mop and bucket - prob a few more bit
    • Tidied kitchen, cleaned all doors
    • Tidied living room, new throws on the couch
    • Tidied bedroom
    • Cleaned the hallway walls, they were so muddy with the dogs! Splashes everywhere.

    So well on track for having the place looking all good for a fresh start on Monday.

    Will be so much easier to keep on top of it then I can start decluttering properly.

    Debt Free - 4th June 2025
  • _Dolly_Rocker_
    _Dolly_Rocker_ Posts: 1,061 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper

    Payday tomorrow - thank the lord!

    Ended up £85 overdrawn yesterday so had to transfer money from my car insurance savings back to the main account.

    I'll transfer that back over tomorrow so that I have the money sitting waiting when the annual policy is up for renew in 2027.

    I am determined to have the money sitting waiting when it's due for the first time ever LOL

    Debt Free - 4th June 2025
  • Dakota_Rose
    Dakota_Rose Posts: 415 Forumite
    100 Posts Name Dropper Photogenic

    Ah we are pay day pals - I’m waiting to do the money shuffle too!

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