We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

CCJ issued to the wrong person

Hi all and many thanks to all the posters for the wealth of information provided. If I have posted in the wrong place, please feel free to advise.

A relative of mine has been misidentified and issued with a CCJ for a parking fine. They have never been the owner/registered keeper/driver of the vehicle subject to the PCN or in fact any other vehicle whatsoever!

The letters of claim were sent to their previous address, therefore they had no opportunity to defend the claim. Miraculously, DCBL/DCB Legal found their new address and sent a letter 38 days after the judgement date.

Letters have been sent to DCBL and DCB Legal using templates from these forums, highlighting their multiple failures.

My question is how does my relative proceed to get this erroneous judgement set aside. Try for a draft consent or go with an N244 application? Also whether they should be looking to take further legal action for negligence and compensation for damage to their credit file. All this at a time when they are looking to purchase a property.

Thanks in anticipation of advice.

«1

Comments

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.