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Riding the wave

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Comments

  • Keep_Buggering_On
    Keep_Buggering_On Posts: 58 Forumite
    10 Posts Name Dropper
    edited 25 May at 10:57AM

    Further progress on the gate- got the other two joints made, the frame glued and dowelled together and once that's cured, I am going to drive a few screws in as well to make sure it is nice and solid. I am only managing an hour or so straight after breakfast in this heat. Tomorrow I am going to cut the diagonal that stops the gate sagging and fit the slats and then its ready to hang and paint. Money saving went out the window this morning, but it was in a good cause. The house across the road has a plant sale once a year. They foster special needs children and the money goes to pay for them to have a summer holiday with all the right support etc. I went across and came back with a big white daisy thing (with free forget me nots hitching a ride in the pot) and a triffid that will apparently have big lupin like flowers. They are perennials so will last many years. OH lent me £10 out of her shopping budget until I get paid on Thursday. I wasn't planning to buy anything, but the plants are massive and its for a good cause. I will get them in the flower bed tonight when the sun has gone in, along with a big fox-glove that has set up home in a pot in the back garden.

    We have a disposable barbeque ready for tea tonight, yes its a cliche, but when the sun is out like this it would be rude not to! We haven't gone mad, but there is a burger each, a sausage each and I got a chicken thigh out of the freezer that I will bone out, chop into pieces and make a chicken/mushroom/pepper skewer for each of us. I have plenty of beers in the fridge and will make OH up some cocktails and we can sit outside and enjoy the weather. I also made sure there were ice pops in the freezer so if the kids hear the ice cream van and start asking for something, they can have one of those instead!

    Debt

    PayPal- Dec 25: £4028.93 May 26: £3721.63

    Capital One Dec 25: £3958.89 May 26: £3550.44

    Klarna- Dec 25: £387.50 May 26: £0:00

    Total- Dec 25: £8375.32 May 26- £7272.07

    Savings:

    Holiday Fund- £5

    H2S: £1050

  • beanielou
    beanielou Posts: 100,491 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Good job..

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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  • vampirotoothus
    vampirotoothus Posts: 452 Forumite
    Part of the Furniture 100 Posts Name Dropper

    Great job and all for free. Well done, enjoy your evening, you deserve it. V x

  • in_need_of_direction
    in_need_of_direction Posts: 8,318 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    well done on the first zero. Which is next.

    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

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    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
  • Keep_Buggering_On
    Keep_Buggering_On Posts: 58 Forumite
    10 Posts Name Dropper

    Not sure, at the moment the plan will be to bring them down together, at least until the summer holiday is out of the way and I can put a bit more money towards it and decide which one to focus on, at the moment I am just keeping them ticking over and not adding to them. OH has said I can give her £50 less from next month as the UC has gone up and I haven't had a pay rise this time. My plan is to put that £50 extra in my budget into savings to build up an emergency fund so we have a little buffer. My Help to Save will have its first pay out of £600 in September so that will go into the emergency fund as well and we will be on the way to having £1000 as a buffer (barring any more emergencies, which I suppose it what its there for!)

    I managed to avoid the showers and get to the post office and back without getting drenched- the sun is out now and you wouldn't believe that three hours ago it was like a monsoon outside! I spent 50p in the charity shop on a silicon kid's fidget toy. Yes it sounds daft, but I have seen a video on Youtube recommending them as a pallet for acrylic paints for model making, each little pocket can be used to mix paint and when it dries, you just turn the poppet inside out and it drops straight out into the bin with no messy cleaning up, so for 50p I am going to give it a go!

    Debt

    PayPal- Dec 25: £4028.93 May 26: £3721.63

    Capital One Dec 25: £3958.89 May 26: £3550.44

    Klarna- Dec 25: £387.50 May 26: £0:00

    Total- Dec 25: £8375.32 May 26- £7272.07

    Savings:

    Holiday Fund- £5

    H2S: £1050

  • Keep_Buggering_On
    Keep_Buggering_On Posts: 58 Forumite
    10 Posts Name Dropper

    Unfortunately I haven't managed to find a gate latch in my stores, so have had to order one from Amazon. It was £5.44 and is due to arrive today. It annoys me I had to spend some money on the project, but under £6 for a new, non-rotten garden gate isn't too bad really. Depending on when it arrives I will get it fitted either today or tomorrow and the house will look less of a run-down shack from the road!

    I had my Sainsbug's delivery last night and there were five bags of cat litter for mini-cat (not carrying those if I don't have to). Unfortunately as I was putting them away in the shed, I managed to catch one of the paper bags and rip it and had a cascade of litter all over the floor. Some spicy words might have been said, but I did manage to save 2/3 of the bag and put it into a bag- there was quite a mess to clean up though. In the grand scheme of things its nothing, but it was rather annoying!

    Me and my best friend have booked free tickets for a talk in the city next weekend by a fellow model maker about his techniques and how he built a card model of our local cathedral over the last two years. It should be an interesting afternoon and will only cost the price of bus fare. I also have a living history event later in the month where I am displaying and talking about the uniform and equipment of a National Serviceman in the 1950s which will be fun. I am going to see if any of my friends who are also displaying can swing by and give me and assorted military junk a lift- if not it will be the bus again and the odd funny look as people wonder why you are dressed as a soldier from seventy years ago!

    Debt

    PayPal- Dec 25: £4028.93 May 26: £3721.63

    Capital One Dec 25: £3958.89 May 26: £3550.44

    Klarna- Dec 25: £387.50 May 26: £0:00

    Total- Dec 25: £8375.32 May 26- £7272.07

    Savings:

    Holiday Fund- £5

    H2S: £1050

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