Private renting on benefits

DaveKorda72

https://forums.moneysavingexpert.com/discussion/comment/81936134#Comment_81936134

yes i check all of them 3-4 times a day. its the same door slammed in my face, i need a guarantor or £22k income.

its all starting to have a detrimental effect on my mental health now.

Dave1UK

https://forums.moneysavingexpert.com/discussion/comment/81938044#Comment_81938044

I'm assuming you don't as you wouldn't have mentioned it otherwise, but would a family member or a very good long-term friend be willing to be a guarantor? Especially if they are aware of your circumstances/you manage your money well/are able to definitely pay the rent?

I was a guarantor once for my sister-in-law.

DaveKorda72

https://forums.moneysavingexpert.com/discussion/comment/81941225#Comment_81941225

No. I cant get anyone to be a guarantor unfortunately.

i have 2 viewing this week. I am not feeling too hopeful about them as one wants an Application Fee: £375 which i just don't have. i know it would be taken off the deposit but my DHP is for the whole deposit and rent in advance. i doubt they would do the application fee separate. And the other one doesn't mention a guarantor or or a stupid income, but i bet they will spring it on me at the viewing.

marcia_

https://forums.moneysavingexpert.com/discussion/comment/81942299#Comment_81942299

you can sometimes get discretionary housing payments from your local council for fees and deposits

BungalowBel

When I was a landlord I would have chosen the 'best' person to rent the place. A number of factors would come into this for me to make my decision. Not just affordability.

The last time we rented the flat, it was to a young couple who actually had less income than one of the other candidates who we were considering (although they could both afford the rent). In the end we chose them over the other candidate simply because we liked them better.

So it's not just affordability that comes into play.

( NB : Obviously we took references as well!).