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Salary Sacrifice Car Scheme - Who is responsible if car proves to be defective?

At the end of last summer I received a new Volvo EX90 through my employer's salary sacrifice scheme (facilitated by Tusker's). Since receiving the Volvo it has spent more time being repaired than in my possession - at present it has been with the dealership since the end of January with repairs outstanding owing to lack of parts in the UK. This most recent issue raised a safety defect as an airbag malfunctioned. I have lost patience with Volvo Customer care who maintain I am unable to pursue a complaint as Tusker's are the contractual partner & formal holder of the car; in turn Tusker's maintain this is a maintenance issue they are addressing & cannot intervene even though these repairs have exceeded 8+ weeks…I have raised this formally with my employers now but would welcome hearing from anyone else who has had a similar experience. In my mind the car isn't fit for purpose if its had significant issues that have prevented me from driving it. I don't understand how companies like Tusker's & Volvo can do what they do & force a deadlock situation where I am without the car that I pay through the salary deductions & they dispute liability.

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