We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Credit report & death

KxMx
KxMx Posts: 11,443 Forumite
Part of the Furniture 10,000 Posts Name Dropper Photogenic
edited 19 March at 9:07PM in Deaths, funerals & probate

My Mum died three weeks ago & the death was registered today (Coroner involvement).

I'm administering her estate solo. No will. No probate or letters of administration needed due to low value of estate.

Today I used the Tell us Once service and uploaded the death certificate to one bank (so far) after freezing all accounts weeks ago. She had a current account & credit card with them.

Utility companies were notified weeks ago as none required a death certificate.

One of her creditors has added my address to her credit file today (ClearScore). Email notification yesterday.

Via Equifax who she doesn't have an internet account with.

Is this normal procedure and nothing to worry about? Will her address appear on my own credit report?

Do I need to report her death to all the individual credit report agencies?

Comments

  • jaybeetoo
    jaybeetoo Posts: 1,501 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    I’m sorry for your loss. You don’t need to tell any credit reference agencies.

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.9K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.9K Work, Benefits & Business
  • 603.5K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.