We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING:
Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour.
Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Solicitor inappropriate questions?
Comments
-
I am quite aware it has been answered many times as i can read !
I am also aware of open banking - does not mean bank statements are more than enough if need be.
Paper or electronic access can be abused/altered/hacked etc etc - nothing is foolproof.
Hopefully that is enough of a reply for you - feel free to get agitated again !
0 -
I'm far from agitated. Calm down please - I don't think you need a hospital visit.
My point is, open banking is very normal and almost default these days. Electronic access, however, cannot be abused or altered. It absolutely is foolproof.
So I hope that's not going to have you down to A&E tonight.0 -
So how would they deal with someone like me then?
I dont do online banking at all. All my statements come from my bank in the post.
0 -
they may accept postal statements or they may decline your business if they are that set on electronic only. Up to the individuals I expect.
1 -
Open banking has absolutely nothing to do with online banking.
It's to do with allowing your solicitor access to see your account read-only electronically.
Your bank don't deal with your balances using ledger books any more.0 -
Yes but from what I read you have to have an online bank account to use open banking.
0 -
but if you have never registered for online banking, you won't be able to log in to allow the app to access your account to see the transactions.
0 -
they may ask you to register for online banking so they can do it. if they don't accept paper statements.
0 -
She used paper statements in the end - mortgage was approved yesterday 🤩
4
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.8K Banking & Borrowing
- 254.9K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.3K Work, Benefits & Business
- 605.9K Mortgages, Homes & Bills
- 179K Life & Family
- 263.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards