My DMP diary - 2026 (year 1)

ArtyJ931

Yes my excitement about earning loads from prolific has waned now I realise I probably won’t get on it lol no doubt I’ll sign up again next year after forgetting I already did it twice… 🙈

InDebtEnby

I ended my Netflix subscription a couple of years back and then prime last year and I haven't missed either. I watch ITV X and 4OD for streaming. I'm on my own so don't have to worry about entertaining anyone else though!

ArtyJ931

Week 28 check in

Debt things

• 0 emails
• Potentially 1 phone call (who knows)
• 0 letters
• Spent a good half hour or so this week filing the pile of letters I'd put behind the folder instead of in it! Rearranged a few sections in the folder so that every debt has it's own section. I had originally done it so that every lender had their own section but actually that made no sense as I have multiple debts and kinds of debt with the same lender.
• Haven't received my credit file through the post yet so still don't know if anything has defaulted.

Other money things

• Been paid this week and shuffled everything around and into the appropriate pots. (woohoo) also spent a bit of time fiddling about with my verrrrrrrrrrrrrrrrrrrrrry long standing in/out comings spreadsheet to reflect an increase/ reduction in bills.
• I have built up one of my pots so I can buy annual house insurance instead of paying monthly when it renews in December, and I also have ALMOST enough to buy an annual gym membership shortly after which will give me 1 month a year free. Am loving this as it will give me a little pot of extra money monthly to throw into the full &final/ emergency fund pot.
• My car needs a bit of TLC now winter is on it's way - nothing major so shouldn't cost much but my car pot is ok for it anyway.
• CanNOT believe the price of diesel!!! Almost 2.00 a litre near here. Can't believe what I'm seeing. I'm cycling loads more than I normally do as a result of rising costs so that's positive on lots of levels, but still. I'm lucky I have the option.

Nothing else major going on. Amazingly.