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Regular saver , what's the point?
Comments
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Did you get the Lloyds switch reward? I thought the terms on the lloyds website made it so if you had an account with them already, you couldn't get the switch.
Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.phpFor free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.0 -
That's not correct, there is no restriction unless you already have a Premier not ANY account.
Remember the saying: if it looks too good to be true it almost certainly is.0 -
The website says:
You can’t take part in the offer if:
You switch to any existing Lloyds Premier account, or you change your existing Lloyds Current Account to a Lloyds Premier Account.
Happy to be shown the way!
Edit- downgrading to a non club account and then opening a new premier account?
Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.phpFor free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.1 -
Downgrade your existing Club or Premier account and open a new one. The key is that it needs to be a new account.
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That's talking about converting an existing Lloyds account to a Premier or switching into an existing Premier account.
Way off topic, there's a dedicated thread for this particular switch offer.
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Why do you need to outlive the gilt? It's just a low effort annuity-like income stream.
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Ooh, do you have the link please?
Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.phpFor free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.0 -
https://forums.moneysavingexpert.com/discussion/6656695/lloyds-switch-for-up-to-500-24-february-to-30-april-2026
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This thread surely needs closing as it is now living up to its ‘what’s the point’ title.
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Just reverting back to the original Principality 6 mth saver. I use it to save up my service charge which is paid in June & December.
Whilst it wouldn't work for everyone (including the OP) I think it's great because it serves a purpose for me.
Declutter 2024 :277
Save £12k: #47 £4757.58/£12000
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