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Introductory rate ISA vs long term rate
Comments
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If you've withdrawn money from your ISA this tax year, that'll be the replacement allowance added to the £20k personal allowance, minus any new money you've added this tax year
I consider myself to be a male feminist. Is that allowed?0 -
Exactly this…. but also worth checking against your own records, as I don't trust Zopa to calculate it correctly (their mis-reporting of interest on ISAs for tax has made me cautious!)
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The ZOPA ISA is flexible. Can take money out and put it back without it counting as new money. When making a withdrawal they let you know how much allowance you have left that you can contribute this tax year. The only stipulation with ZOPA is you can't do part transfers out they have to be in full.
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