Always_Amazed's New Year; New Diary

Lucy1982_2

I have that problem to. But we will get there. I have the attitude sometime that I have worked for me money I want to be able to spend it!!

I'll help you budget if you help me!

My diary is - My fresh, shiney, new diary (I don't have a link!) But thanks for finding me interesting.

always_amazed

Thanks!! I'll maybe send you a PM one evening when I have grown the guts to go through my spending diaries. I'll need to grow them within a few days or I won't be able to afford my holiday in March; am supposed to be off skiing...!

Lucy1982_2

You still have time to get this sorted out then.

I let myself have £30 a week 'spends' money, but have a habit of going over this. Feel free to PM me.

always_amazed

I got the idea to check my DFD if I only made minimum repayments from a nother forum poster, lunar,
and mine is 2027!!!

Unbeleiveable.

Anyway; am having a reasonably bearable January, considering everything that's been going on, and it being January!! We all got paid a week early in December and I think it's starting to pinch for a few people here but luckily I think I'm going to manage it this month. I think the 'not increasing my Debt' thing is quite important, I have done so this month, but I learnt my lesson and cut up the card. If I don't increase my debt then I feel I've acheived something, even if I don't pay it all off.

I'm really beiginning to understand the term 'swallowed up' by debts; little amouts I've made on Quidco etc. seem really impressive, but when I put them towards these debts they seem insignificant.
Anyway, thats me off for another day, have big party tonight I'm super excited !!!

**Amy**

always_amazed wrote: »

I got the idea to check my DFD if I only made minimum repayments from a nother forum poster, lunar,
and mine is 2027!!!

Unbeleiveable.

Anyway; am having a reasonably bearable January, considering everything that's been going on, and it being January!! We all got paid a week early in December and I think it's starting to pinch for a few people here but luckily I think I'm going to manage it this month. I think the 'not increasing my Debt' thing is quite important, I have done so this month, but I learnt my lesson and cut up the card. If I don't increase my debt then I feel I've acheived something, even if I don't pay it all off.

I'm really beiginning to understand the term 'swallowed up' by debts; little amouts I've made on Quidco etc. seem really impressive, but when I put them towards these debts they seem insignificant.
Anyway, thats me off for another day, have big party tonight I'm super excited !!!

Just wanted to say they may seem insignificant in comparision to some of your debts, but they add up. Even if its £1.18 or something thats money you wouldnt of had otherwise, thats how im looking at it!

:T

always_amazed

Thanks amy; I completely forgot I meant to PM you with dumb amazon questions.... I'll do that now
x

**Amy**

always_amazed wrote: »

Thanks amy; I completely forgot I meant to PM you with dumb amazon questions.... I'll do that now
x

Ah yes, i forgot too! lol

PM away!

:j

always_amazed

Think I'm going to open another Bank Account, probably the A&L one on Quidco, to use for my Quidco/eBay/PayPal type things coming in and going out. Just want to keep all that AWAY from my OD or CC.
Am going to post Q on the accounts board to see if anyone has had any experience of them closing the account if you don't close your old one.

**Amy**

always_amazed wrote: »

Think I'm going to open another Bank Account, probably the A&L one on Quidco, to use for my Quidco/eBay/PayPal type things coming in and going out. Just want to keep all that AWAY from my OD or CC.
Am going to post Q on the accounts board to see if anyone has had any experience of them closing the account if you don't close your old one.

Good plan.

I have my Amazon etc. going into/out of my savings account.

:beer:

doodledo_2

Just popping on as catching up with recent posts.

Well done on the new diary and especially for cutting up that credit card :T