Annual travel Insurance Renewal and cut off dates

brantonrhino

I took out an Annual World Wide policy that expired 28/02/26.

During the period when the policy was valid I booked a trip to Australia via Singapore and returning via Dubai. The trip sarts June 2026 and ends July 2026

I took out a new annual WW policy with a different company on 26th Feb 2026 starting 1st March 2026

Since taking out the policy Dubai has been under attack from Iran and the foreign office changed their travel advice to restrict travel to all but essential travel on 28th Feb 2026

If I change my trip to miss out Dubai can I claim my money back ? Which policy will be valid?

Thanks

marcia_

https://forums.moneysavingexpert.com/discussion/6657751/annual-travel-insurance-renewal-and-cut-off-dates

travel insurance won't pay out due to war or civil unrest

MyRealNameToo

https://forums.moneysavingexpert.com/discussion/6657751/annual-travel-insurance-renewal-and-cut-off-dates

July is a long time away, who knows how things may have changed by then.

Your main problem is that the issues occurred on 28 Feb but your new policy doesnt incept until 1st March. This is one of those situations where renewing with your existing provider would have been the much more sensible option.

brantonrhino

https://forums.moneysavingexpert.com/discussion/comment/81907169#Comment_81907169

With the benefit of hindsight I agree, but on the 26th Feb I had no clue the USA was going to bomb Iran on the 28th Feb.

jimjames

https://forums.moneysavingexpert.com/discussion/comment/81907241#Comment_81907241

That's the whole point of insurance though, to cover for events that you don't know are going to happen.