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Is there any way to find out what current account I had/with which bank, from back in 2024?

Rer24
Rer24 Posts: 12 Forumite
Second Anniversary First Post
edited 25 February at 4:23PM in Credit file & ratings

hi, I’m required to provide bank statements to the council from 2024 but as an avid bank switcher have no memory of which bank I was with so I’ve gone through all my emails but can’t locate the specific bank during the six months in 2024 I require


I’ve tried googling how to find out and it seems a credit report is recommended but I don’t want to go through that process so I was hoping there would be a simple alternative to find out who I was banking with/had a current account with in February October 2024

And ideally a free wwaty oydoing so, as I see credit rating reports come with a charge

And as I only require the name of the ban(so I can call them and request the statements)k I was with I feel signing up for a full credit a bit-too much
Thank you

Comments

  • MyRealNameToo
    MyRealNameToo Posts: 4,219 Forumite
    1,000 Posts Name Dropper

    Just sign up for a free CRA view service like ClearScore. It will only show current accounts, not savings, and it's not a 100% track record if there was no overdraft facility on it. Looking at my own I can see a Starling joint account is missing from the report but my sole account is there.

  • mta999
    mta999 Posts: 509 Forumite
    100 Posts Name Dropper

    The credit karma app will show your closed accounts from the last 6ish years

  • MEM62
    MEM62 Posts: 5,607 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    I’ve tried googling how to find out and it seems a credit report is recommended but I don’t want to go through that process 

    Why not? It is simple and would give you the information that you seek.

    I see credit rating reports come with a charge

    No, you can get your credit report free of charge from any/all of the CRA's.

    And as I only require the name of the ban(so I can call them and request the statements)k I was with I feel signing up for a full credit a bit-too much

    It is a simple process and by far the easiest way to achieve what you are looking for.

  • The_Groat_Counter
    The_Groat_Counter Posts: 614 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    edited 27 February at 4:50PM

    'Statutory Credit Reports' are available for free from the three credit ratings agencies…


    Experian will send you a passcode in the post in order to access your report, so this will take 5 days or so to get. In contrast, Equifax and TransUnion will provide your report immediately online.

    Experian and Equifax would of course love it if you paid them fifteen quid a month each so they can tell you their made up number (aka 'credit score'). I think that £15 / £30 a month is rather better spent (or saved) elsewhere!

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