JP Morgan Personal Investing - £100 Cash Offer

wmb194

https://forums.moneysavingexpert.com/discussion/comment/81950320#Comment_81950320

If you tell it that you're extremely risk averse it'll put you in the lowest risk appetite category and invest your money largely in bonds.

https://www.personalinvesting.jpmorgan.com/fully-managed-portfolios

Altior

https://forums.moneysavingexpert.com/discussion/comment/81950545#Comment_81950545

Of course, I wouldn't consider that mix a cash proxy though. As you know I'm not risk averse but personally I like to define bonus hunting from my strategies that include risk. I would have used a modest element of my cash holdings to have gone for this offer. I recognise other may have a different approach but it's important to highlight the opportunity cost (or modest benefit, as the case may be!)

wmb194

https://forums.moneysavingexpert.com/discussion/comment/81950830#Comment_81950830

It's as close as you'll get with this and it's only £1,000. If it's broadly what someone's thinking of doing anyway then it's not much of a risk.

Altior

https://forums.moneysavingexpert.com/discussion/comment/81950927#Comment_81950927

Inexperienced investors might not be aware that there's no proxy cash option on JPM. I feel like it's worth pointing out anyway, the upside after a year isn't attractive in my opinion, compared to risk free. But if you're going to invest in the same/similar elsewhere anyway, it might just be worth the tie in.

wmb194

https://forums.moneysavingexpert.com/discussion/comment/81951117#Comment_81951117

Plenty of inexperienced investors go for 100% equity and they go to JPM and other robo-investors for a helping hand so it's probably not really an issue. The £100 is a bonus.

adwils

Went for mix of IG Index andFreetrade ISA in the end. Self managed, no fees. Some new account sign up offers.

adindaspantai

This offer has come back. or still available

https://www.personalinvesting.jpmorgan.com/promo/invest-1000-earn-100

This offer also available for general investing Account, nit just S&S ISA, is that correct ?.

People who have tried it could probably share their experience,

if there is any catch that other people will need to be aware of, apart of this money will need to be invested, it can not stay in cash pot.

After six months, Is it easy to close the account after getting the incentive and selling all of your investment, no hard selling such as you will need to call them to close all of your position and account??

poblomov

I don't think anyone can answer your questions as the offer previously required people to stay invested until 5 May 2027, which is still 7 months away.

If you take up the current offer, you'll be able tell us how it went in 6 months time before we can tell you