Sending letters to Creditors

fatbelly

SAR= Subject Access Request

Not appropriate in your case

No-one can forward a ccj. They can start a court claim, at the last known address. It would be a complete waste of their time and money to do so. You live abroad and no-one chases consumer credit debts across continents.

They are just trying to frighten you by the only method they have, which is email. Stop reading them

Shookt38

https://forums.moneysavingexpert.com/discussion/comment/81915683#Comment_81915683

got it. Will they still send in my old address even if i have changed the address to another? Like a receiving po box?

fatbelly

They should send things to 'the last known address'

kevoxshockwave

Who cares about a mystical number that credit reference agencies make up tom judge you by. If you live overseas and are never going back to the UK, that number means absolutely zilch. I have been overseas for 12 years and have £36,000 of defaulted debt. It is now 4 years since I defaulted and obviously I am looking forward to the 6 years passing at which point they will slide nicely off my record. But that's the only reason I check my record.

I recently applied for a Credit Card in my current home country and was approved. They don't, and cannot, refer to your UK record. It will not affect you one iota.