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Busting this debt before 42

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Comments

  • Chocolatefund
    Chocolatefund Posts: 333 Forumite
    Part of the Furniture 100 Posts Debt-free and Proud! Photogenic

    Haha, thanks! 😂 My guilty pleasure is pizza. I loooooove a nice pizza. Dominos Texas barbecue was my weekness. Now I've managed to switch the expensive pizza habit to a cheaper one, and even buy my own garlic dip. Seems to have worked.

    I have a work colleague who Uber eats on a regular basis, and then complains about the cost of living. The lights are on but nobodys home. Can't help some people.

    Debt free dairy. Busting this debt before 42. https://forums.moneysavingexpert.com/discussion/6655663/busting-this-debt-before-42#latest

    Starting date January 2026
    Car loan: £23,000 / £15,439
    Laptop loan: £1,500 / £0

    I eat far too much chocolate...
  • MillQueen
    MillQueen Posts: 450 Forumite
    100 Posts Name Dropper Photogenic

    You could probably make your own Texas BBQ for not much money. I also like a takeaway pizza, but now I have been having a tortilla wrap with a few spoonfuls of pasta sauce and a sprinkle of cheese. It's not quite the same, but it takes less than 10 minutes in the oven and makes 6 of them for less than £5.

    Updated last day of the month… focus improving overall net wealth…

    Mortgage: starting at -£222,469 (Jan 26) now at -£220,300 (Aug 26)

    Postgrad Loan: starting at -£8,974 (Jan 26) now at -£7,300 (Sep 26)

    Personal Loan: starting at -£11,466 (Jan 26) now at -£9,800 (Aug 26)

    Emergency Fund: starting at £5,511 (Jan 26) now at £2,550 (Sep 26)

    Investments: starting at £50 (Jan 26) now at £300 (Sep 26)

    Jan 27 Tax Fund: £2,627 / £3,298 (Sep)

    Net Wealth: starting at £18,778 (May 26) now at £15,255 (Aug 26)

  • Chocolatefund
    Chocolatefund Posts: 333 Forumite
    Part of the Furniture 100 Posts Debt-free and Proud! Photogenic

    Oooo, never considered Tortilla wraps. I do like those as well. Might give that a try! 🤤

    Debt free dairy. Busting this debt before 42. https://forums.moneysavingexpert.com/discussion/6655663/busting-this-debt-before-42#latest

    Starting date January 2026
    Car loan: £23,000 / £15,439
    Laptop loan: £1,500 / £0

    I eat far too much chocolate...
  • MillQueen
    MillQueen Posts: 450 Forumite
    100 Posts Name Dropper Photogenic

    The weightwatchers wraps make a good base, as they are a bit thinner than some of the others. Bonus in having less carbs and calories as well. I have been using the reduced fat cheese as well, but I mix it with regular cheese.

    Updated last day of the month… focus improving overall net wealth…

    Mortgage: starting at -£222,469 (Jan 26) now at -£220,300 (Aug 26)

    Postgrad Loan: starting at -£8,974 (Jan 26) now at -£7,300 (Sep 26)

    Personal Loan: starting at -£11,466 (Jan 26) now at -£9,800 (Aug 26)

    Emergency Fund: starting at £5,511 (Jan 26) now at £2,550 (Sep 26)

    Investments: starting at £50 (Jan 26) now at £300 (Sep 26)

    Jan 27 Tax Fund: £2,627 / £3,298 (Sep)

    Net Wealth: starting at £18,778 (May 26) now at £15,255 (Aug 26)

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