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Finding old loan details - elderbridge/firstplus
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I did say the CRAs never have copies of the loan agreement.
There is anecdotal evidence that Equifax and Experian have older databases and that these are being used by claims companies to assist with claims.
The original poster wants some loan details, not the loan agreement. I agree with @fatbelly that a simple complaint followed be sending it to The Ombudsman should work.
I am just saying that the standard assumption that CRAs do not have older data looks likely to be wrong.0
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