Mortgage declined after acceptance

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When lenders run an AIP they use an internal scorecard as well as the credit file. Increasing the loan amount by £50k can change the risk profile even if nothing on the credit report itself has changed.

The extra £50k likely pushed you outside affordability, the lender’s internal scorecard recalculated risk, the debt-to-income ratio crossed a threshold. Meaning your credit score doesn't match the ratio needed to be accepted.

Or the first case may have been manually assessed, The second AIP triggered hard credit scoring .

It may be worth asking your broker if they can check the lender’s affordability calculator again or try another lender, as different lenders score cases differently.