First time buyer...what would my bills be?

ianaddisonuk

Hi there,

I'm investigating whether i can afford to move out etc, i know roughly what my mortgage would be each month and also the bills i have already, car, phone etc...but what else do i need to think about paying for each month?

Can anyone give me a ball park rough guess figure for gas/elec, council tax, water, etc..?
it would be me, on my own, 2 bed house.

Thanks!

bristol_pilot

This is what I pay on a 2 bed place on my own (per month):

gas & electric £75
water £40
council tax £80
TV licence £12
phone/broadband £30

as an owner/occupier you will also need buildings and contents insurance (I don't have these as I rent and don't have anything of value in the house) - you can easily get quotes for these online

iaingra

I would expect the GAS + Elec to be half of that above, I pay £48 per month to heat up a 3 bed detatched house with 2 adults and 3 kids. That has been consistent for three years at 4024KWH elec and 10274KWH gas with scottish power.

Ken68

£1000 max for gas and electric, £500 if you pay attention to insulation, the right supplier and how your property faces the weather. Anything less than £400 you are a low user. Quite possible if you are never there.
Talk Talk and Tiscali, maybe some others, are doing phone/broadband for £15 plus daytime calls.

Indispensable_Hobbes

i'm in a similar situation.

I've looked on uswitch etc for the cheapest options and they ask for current supplier, product i'm using, how much i use etc.. i'm currently living with parents so i don't have that information so how do i go about comparing different companies?

Ken68

There is an option on the comparison site, Jenyking, to put in the type of property. And a lot depends on your intended lifestyle.Home all day or away at work.

bonnie_2

we pay
16 water
40 gas
40 electric
50 telephone and internet
For a 3 bedroomed flat

Indispensable_Hobbes

Ken68 wrote: »

There is an option on the comparison site, Jenyking, to put in the type of property. And a lot depends on your intended lifestyle.Home all day or away at work.

oh, i'll have another look. away at work .. so hopefully it'll be low £