The Top Regular Savers Discussion Thread

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82061923#Comment_82061923

The only one I missed out on was Monmouthshire that was available for only about 24 hours. It was already gone when I found out about it😪 Apart from this, I managed to get all RSs I wanted to get.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82061969#Comment_82061969

MonBS

I've made a number of withdrawals/closures. Can't remember details, but it was always straight forward, requested online, paid into my bank account on the day. No cheques or sending bank statements.

topyam

Would have lived Monmouth, but Northern Ireland was excluded boo

Hal17

https://forums.moneysavingexpert.com/discussion/comment/82061434#Comment_82061434

Ha ha I wish I had read that. I sent £10.00 as a test payment and then followed up with £490.00. I guess I should have read the T&C's. 😀 Let see what get returned.

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/82062218#Comment_82062218

Beverley

I can't see where the T&Cs say you can only pay in once per month. They say you must make one payment a month, not only one payment a month. There is a subtle difference.

I also cannot see where it says you can make a withdrawal during January without losing the bonus.

Hal17

https://forums.moneysavingexpert.com/discussion/comment/82062337#Comment_82062337

Thank you for that, I have checked the account and it is showing £500.00 as the balance. 😎

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/82061290#Comment_82061290

This may have been the member of staff you spoke to's interpretation of the T&Cs. This is why I will always communicate in writing, so there is evidence of what I have been told.

Must pay in once per month does not mean only once per month. So I would say, if the member of staff is correct, there is lack of clarity in the T&Cs, as must pay in once per month is a minimum, rather than a maximum.

Also, if they are to allow a withdrawal without losing a bonus, as this is a change in favour of the customer, they need to update the T&Cs to reflect this.

MaxBlax

Interest rate change: Dudley BS One Year Regular Saver Issue 9(1111)

From 22nd July 2026: 4.75% to 4.5%

Joseph1215

https://forums.moneysavingexpert.com/discussion/comment/82062337#Comment_82062337

I agree. It is ambiguous: "Each month the account must receive one payment between £10-£500". I also think it's weighted in our favour, as with any other B S this would mean "at least one". If they want to be different, they should say "one ONLY".

So I'll put in £490 now and see what happens.

kaMelo

https://forums.moneysavingexpert.com/discussion/comment/82061969#Comment_82061969

When I opened my first MonBS account around ten years ago I had to verify my nominated bank account by sending an original bank statement, withdrawals were not possible without it. Once verified the nominated account stays verified for all accounts you hold with MonBS and withdrawals form any account you hold with MonBS are made via faster payment to the nominated account.

I note others who said they never needed to send statements to verify their nominated account so possibly the verification process has changed now.