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The Top Regular Savers Discussion Thread
Comments
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I've withdrawn from Monmouth a couple of times, via the app, to an external current account in my own name. As ever with Monmouthshire's app, it's a bit clunky, and despite saying "your nominated account details have been saved", it doesn't save them and I had to re-enter them each time. And the money took a few hours to land in my current account. But no need to supply a bank statement.
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It was 10.38%AER (10% is gross). That was the best of this century so far👏. I had two of them because I inherited both, 82 and 05, profiles.
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The only one I missed out on was Monmouthshire that was available for only about 24 hours. It was already gone when I found out about it😪 Apart from this, I managed to get all RSs I wanted to get.
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MonBS
I've made a number of withdrawals/closures. Can't remember details, but it was always straight forward, requested online, paid into my bank account on the day. No cheques or sending bank statements.
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Would have lived Monmouth, but Northern Ireland was excluded boo
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Ha ha I wish I had read that. I sent £10.00 as a test payment and then followed up with £490.00. I guess I should have read the T&C's. 😀 Let see what get returned.
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Beverley
I can't see where the T&Cs say you can only pay in once per month. They say you must make one payment a month, not only one payment a month. There is a subtle difference.
I also cannot see where it says you can make a withdrawal during January without losing the bonus.
I consider myself to be a male feminist. Is that allowed?2 -
Thank you for that, I have checked the account and it is showing £500.00 as the balance. 😎
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This may have been the member of staff you spoke to's interpretation of the T&Cs. This is why I will always communicate in writing, so there is evidence of what I have been told.
Must pay in once per month does not mean only once per month. So I would say, if the member of staff is correct, there is lack of clarity in the T&Cs, as must pay in once per month is a minimum, rather than a maximum.
Also, if they are to allow a withdrawal without losing a bonus, as this is a change in favour of the customer, they need to update the T&Cs to reflect this.
I consider myself to be a male feminist. Is that allowed?1
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