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Possible Identity Theft

thrifty_not_tight
thrifty_not_tight Posts: 26
Part of the Furniture 10 Posts Name Dropper Combo Breaker
Forumite
edited 28 January at 8:03PM in Credit file & ratings

Hi

I'm not sure if this is the right place for this.

I received a letter today declining a Barclaycard which I didn't apply for.

I called them but they could not find any record under my name or the reference

My Experian report is not showing any recent searches but Equifax is showing a hard search from Barclaycard on 19 January.

Why then can't Barclaycard find me details.

I'm really concerned. All my details were stolen a few years ago during the Capita Breach but this is the first anything untoward has happened.

Comments

  • retiredbanker1
    retiredbanker1 Posts: 1,013
    1,000 Posts Third Anniversary Name Dropper
    Forumite

    Go back to Equifax and ask for more details. Maybe they can inform Barclaycard of the search details and then come back to you with some answers.

    A bit strange (presumably) that the search would have been on your home address but you received no paperwork?

    I have to ask; could it be someone close to home who could hide things from you?

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