Credit Card Minimum Payment

wiseonesomeofthetime

retiredbanker1 said:

If I take out a balance offer - in my head I always think of it as one month less than advertised - so a 12 month offer I try to pay off by month 11 to make sure I pay no interest.
Others might have a different way of looking at it.

I look at any credit card promotion the exact same way as you, albeit I only use 0% purchase offers.

No way of getting caught out then

jamesperrett

https://forums.moneysavingexpert.com/discussion/comment/81854597#Comment_81854597

These days it shouldn't be a problem provided you pay for your purchases in full each month. This was good advice in the old days but nowadays payments are allocated to items that attract the highest interest first.

molerat

https://forums.moneysavingexpert.com/discussion/comment/81864339#Comment_81864339

But those items will attract interest from the day they are purchased until paid and then will likely only pay items that have appeared on a statement.