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HL fees reducing
Comments
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The email actually tells you how much more you will be paying....
For me it's £4 per month
For a drawdown sipp that only contains ITs ETFs and Gilts and an ISA containing similar
Not a massive amount, but I was considering moving to II for the cashback, and this is a further push in that direction...0 -
84% or £205 increase for me across all 3 accounts. Even factoring in the reduced dealing costs it's probably a 60% increase as I only deal maybe 7-8 times a year.
II are about to introduce a pretty attractive pricing structure.0 -
I slept on it last night and have just kicked off the process to transfer to II. Their cashback offer expires at the end of the month
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Sorry, where does the email tell me what I'll be paying? It lists the various changes to charges, but doesn't provide an example of how it will work in my particular case that I can see.
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It's pretty clear, about a third of the way down the email below the section on trading'dealing fees and above the tab to try the calculator. Here's mine
Based on the value of your investments as of 31 December 2025, this means you’ll be paying roughly £17 more each month in account charges***.
Remember, this calculation won’t include any charges you may incur for buying or selling funds, shares or other investments, as this will depend on how often you choose to trade.
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It's pretty clear, about a third of the way down the email below the section on trading'dealing fees and above the tab to try the calculator. Here's mine
Based on the value of your investments as of 31 December 2025, this means you’ll be paying roughly £17 more each month in account charges***.
Remember, this calculation won’t include any charges you may incur for buying or selling funds, shares or other investments, as this will depend on how often you choose to trade.
It's not clear in the email they sent me. There's nothing like that in the text they sent me. I have a SIPP and an ISA with them.
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Right at the end of the email above the bit about downloading their app do you have a section with *** which reads
***Our estimate on the change to your monthly charge is based on account charges only and is a generic calculation based on your account values as at 31 December 2025. Individuals with specific personal circumstances or non-standard investments might see different results. Your actual impact will vary due to future market movements or other account instructions.
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Looked like a standard format email to me, so seems odd if they haven't got a section on your own estimated future charges. My wife's email was very similar to mine except her platform charges are 'only' going up £16 a month….so our experience doesn't accord with the headline of this thread! Nor will anyone else who has a reasonable size of portfolio invested in shares/ITs/ETFs. Between us we will be about £400 a year worse off.
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Right at the end of the email above the bit about downloading their app do you have a section with *** which reads
***Our estimate on the change to your monthly charge is based on account charges only and is a generic calculation based on your account values as at 31 December 2025. Individuals with specific personal circumstances or non-standard investments might see different results. Your actual impact will vary due to future market movements or other account instructions.
No, the word 'estimate' doesn't appear in the email at all, neither the plain text version nor the HTML version.
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