📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Turning Straw into Gold: Creating Long Term Security & A Solid Home

1…7476787980

Comments

  • MillQueen
    MillQueen Posts: 570
    500 Posts Name Dropper Photogenic
    Forumite

    Ready made jacket potatoes really is convenient! How do you do the lentil/bean pasta? Jacket potatoes are also one of my favourite easy meals for when I have no energy - I do a bag of four at a time and put them in the fridge. Sometimes in the evening I just take one out and hold it in my hand and eat it like that on its own - I am like a wild creature when I haven't got anything left in me to give 😂.

    The veg fritata worked out well and this will do for tea the next couple of nights, as it's nice reheated. The friend I was meant to be seeing later has cancelled, which isn't the end of the world, as I did want to see her, but it would have been a tenner for petrol and a long drive and I am struggling to be social. It will be nice just to pop out and get my TGTG then read my book and do a bit of work at a relaxed pace.

    Updated last day of the month… reducing debt and improving wealth…

    Mortgage: starting at -£222,469 (Jan 26) now at -£219,670 (Oct 26)

    Postgrad Loan (6%): starting at -£8,974 (Jan 26) now at -£6,900 (Nov 26)

    Personal Loan (6.4%): starting at -£11,466 (Jan 26) now at -£8,900 (Nov 26)

    Emergency Fund: starting at £5,511 (Jan 26) now at £2,620 (Oct 26)

    Jan 27 Tax Fund: £2,750 / £3,298 (Oct)

    Net Debt: starting at -£203,926 (Sep 26) now at -£202,930 (Oct 26)

  • MillQueen
    MillQueen Posts: 570
    500 Posts Name Dropper Photogenic
    Forumite

    I'm pleased with the stuff I got from TGTG: A millionaire's cheesecake, 6 double chocolate cookies, roast chicken dinner, 12 pork sauasges, 2 packs of salmon fishcakes, 4 fruit yoghurts, 2 focaccias, 4 seeded rolls, 2 pints of milk, sweet chilli mini chicken fillets, brie, chicken tikka breast slices, prawn cocktail.

    I threw away the prawn cocktail as I didn't trust it and actually can't bear the thought of eating that 🤮.

    I have put the sweet chilli chicken in the oven as it will be nice as a snack in the fridge for a couple of days, and I have used the tikka breast slices and brie in a couple of the rolls to take to work tomorrow as I have a late shift. It was a bit short on fruit and veg, but lots has gone in the freezer, like the sausages, fishcakes, cheesecake and cookies, so hopefully I can last until payday with no more spends.

    I am considering having a holiday at some point and thinking about the cheapest way. This was inspired by something I saw on social media where someone had a night away and it cost £129. I thought I bet I can do that cheaper! Something to think about, as I haven't been away in nearly 15 years.

    Updated last day of the month… reducing debt and improving wealth…

    Mortgage: starting at -£222,469 (Jan 26) now at -£219,670 (Oct 26)

    Postgrad Loan (6%): starting at -£8,974 (Jan 26) now at -£6,900 (Nov 26)

    Personal Loan (6.4%): starting at -£11,466 (Jan 26) now at -£8,900 (Nov 26)

    Emergency Fund: starting at £5,511 (Jan 26) now at £2,620 (Oct 26)

    Jan 27 Tax Fund: £2,750 / £3,298 (Oct)

    Net Debt: starting at -£203,926 (Sep 26) now at -£202,930 (Oct 26)

  • Blackcats
    Blackcats Posts: 4,872
    Seventh Anniversary 1,000 Posts Name Dropper
    Forumite

    that was a good TGTG haul. I think the Millionaire's cheesecake sounds like a Good Friday night treat if you can resist it for that long 😇

  • MillQueen
    MillQueen Posts: 570
    500 Posts Name Dropper Photogenic
    Forumite

    Yeah it did make me think of Friday night 😂 I have scoffed a bit and put the rest in the freezer. I cut it into portions so I must resist taking those out. It's the sort of thing I'd probably eat even if frozen.

    Updated last day of the month… reducing debt and improving wealth…

    Mortgage: starting at -£222,469 (Jan 26) now at -£219,670 (Oct 26)

    Postgrad Loan (6%): starting at -£8,974 (Jan 26) now at -£6,900 (Nov 26)

    Personal Loan (6.4%): starting at -£11,466 (Jan 26) now at -£8,900 (Nov 26)

    Emergency Fund: starting at £5,511 (Jan 26) now at £2,620 (Oct 26)

    Jan 27 Tax Fund: £2,750 / £3,298 (Oct)

    Net Debt: starting at -£203,926 (Sep 26) now at -£202,930 (Oct 26)

  • ArtyJ931
    ArtyJ931 Posts: 463
    100 Posts Photogenic Name Dropper
    Forumite

    Tin of tomatoes, tin of beans/lentils, garlic, onion, passata, tomato paste, frozen spinach, anything else lying around I fancy chucking in, herbs + pasta of choice. Make enough for 3 meals usually. I don’t do fancy food, it’s your basic stuff lol

    DFW info LBM: March 26

    Total 03/26 69,481

    My DMP Diary - year 1

    "You put one foot in front of the other and one day you look back and see that you have climbed a mountain".💪

  • ellenvan
    ellenvan Posts: 545
    500 Posts Fourth Anniversary Name Dropper Photogenic
    Forumite

    On the trip away a couple of ideas that you could look at and adapt.

    Bus fares capped at £3 mean you can travel cheaply. Premier inn or Travelodge deals around £60 a night lots of choice of areas.

    Ok you do have to avoid school holidays, Saturday night in some areas.

    My last few trips for ideas.

    Staying in Lancaster, £3 bus fare to Windermere for outing.

    Staying in Crawley, £3 bus fare to Brighton.

    Hotel at Heathrow £45 premier Inn terminal 4. Then bus into central London. Okay slower than tube , but you see more.

    Meals, Premier Inn do a full English breakfast plus 2 course dinner including a drink around £30. Dinner one day, breakfast the next best option.

    Or just have a meal deal from Boots etc.

    Sometimes best deals are booked months in advance for hotel, but if Flexi option picked, date usually transferable.

    Ideas for outings, National trust sometimes have deals in paper.

    If you get the MSE weekly email they are mentioned when available.

  • ellenvan
    ellenvan Posts: 545
    500 Posts Fourth Anniversary Name Dropper Photogenic
    Forumite

    Or cheap easyJet flights to Faro - Algarve

    Or Málaga. Hotel or apartment from approx £50/60 a night.

    Pot luck with the weather but can be lovely even in January.

    Eating out in Spain or Portugal much cheaper than at home.

    Don't pay for extras on flights just travel with small backpack.

  • Chocolatefund
    Chocolatefund Posts: 364
    Part of the Furniture 100 Posts Debt-free and Proud! Photogenic
    Forumite

    I do love a nice hot water bottle also. Need to get myself an electric blanket or two. Love being snuggly.

    Debt free dairy. Busting this debt before 42. https://forums.moneysavingexpert.com/discussion/6655663/busting-this-debt-before-42#latest

    Starting date January 2026
    Car loan: £23,000 / £12,338
    Laptop loan: £1,500 / £0

    I eat far too much chocolate...
  • Dakota_Rose
    Dakota_Rose Posts: 930
    500 Posts Name Dropper Photogenic
    Forumite

    Don’t hot water bottles makes things feel better? I love mine.

    Sorry to hear work is tough at the moment. I strongly recommend having a treat of some kind in the pipeline. Even if it’s a new book/bubble bath or nice dinner as a reward for a crappy week at work.

    PBs £3050 (including £1k EF & £1k Christmas fund)
    23/26 books for 2026

    Take the time to find the joy in each day

★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.8K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.2K Spending & Discounts
  • 248.4K Work, Benefits & Business
  • 606K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.