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Delay with RAC motor insurance renewal documentation.

I’m having some trouble getting my motor vehicle insurance renewal documents from RAC car insurance, and my policy is due in three weeks. I don’t have the details on my current NCB years, so is it okay to use my NCB proof from last year, which covers 21/06/2023 to 30/06/2024? With this delay, I think I’ve probably missed the sweet spot for shopping around for a new policy.

Comments

  • la531983
    la531983 Posts: 4,426 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Not sure what is stopping you from just renewing with someone else, they all use a central database these days to check NCB, Ive not been asked by a new insurer to "prove it" for at least a decade now.
  • chrisw
    chrisw Posts: 4,041 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It should be imminent. You can still get quotes now on the basis that the documents will arrive shortly, but also be aware that there seems to be a bit of a trend at the moment for renewals to be cheaper than new quotes. 
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