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DRO - few queries
sunnygirl19802
Posts: 1 Newbie
in IVA & DRO
Hi,
Ive been recommended a DRO by steochange and have moved on to working with Money Wellness, but ive got a few questions, ive emailed but no response as yet!
1. I'm currently POA for my dad alongside my sister, for health and finances. I know I cant be this for the year of the DRO but do I need to actually inform anyone?
2. I have a joint bills account with my partner, no debt is with this bank. Should I be looking at removing myself from that account? Both of our wages gwt paid into our personal accounts then we transfer bill money into the joint account
3. Due to issues with my children's dad and his mental health, id rather my address wasn't published online, is there a way to withhold it?
Many thanks for your help!
Ive been recommended a DRO by steochange and have moved on to working with Money Wellness, but ive got a few questions, ive emailed but no response as yet!
1. I'm currently POA for my dad alongside my sister, for health and finances. I know I cant be this for the year of the DRO but do I need to actually inform anyone?
2. I have a joint bills account with my partner, no debt is with this bank. Should I be looking at removing myself from that account? Both of our wages gwt paid into our personal accounts then we transfer bill money into the joint account
3. Due to issues with my children's dad and his mental health, id rather my address wasn't published online, is there a way to withhold it?
Many thanks for your help!
0
Comments
-
(1) If anything needed attention during the moratorium period, sister would have to deal with it to be safe.
(2) Ideally yes, your bad credit will affect him if you have any joint financial product.
(3) Yes, but you would have to ask the court specifically in order to do this.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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