Oxbury Bank 3 and 6 Month bonds

poseidon1

Oxbury Bank regularly offers 3 and 6 month bonds. Current rates on offer are 4.22% and 4.23% respectively.

However these are for exsisting clients only and can only be discovered if you have an account.

If these shorter duration bonds appeal, savers should consider opening an easy access account with Oxbury ( minimum £1,000) and this should then  open the door to their exsisting client options, accordingly.

Also worth noting that where, as in my case, you have a bond  with them maturing just outside their normal 14 day funding window, they will extend this automatically if requesting rollover  of maturity to the new bond.

However, remember to log on occasionally to see what's on offer, exsisting customer deals do not appear on their general Web landing page.

ToastLady

You don't even have to fund the easy access with £1000, from memory I put in a nominal amount in, and once opened, you then have access to see what's on offer. 

tonypyorkshire

The 2 bonds mentioned by OP are now available to everyone. (I got the email from them on the 8th Jan 2026 as an existing customer).

Perhaps the uptake from existing customers wasn't as high as Oxbury expected?

poseidon1

tonypyorkshire said:

The 2 bonds mentioned by OP are now available to everyone. (I got the email from them on the 8th Jan 2026 as an existing customer).

Perhaps the uptake from existing customers wasn't as high as Oxbury expected?

Possibly.

 Although I have opened both the 3 and 6 month variants with a six figure intended commitment, I still have not funded them despite 2 reminders from Oxbury of the closing window ( keeping my options open as long as possible).

tonypyorkshire

poseidon1 said:

tonypyorkshire said:

The 2 bonds mentioned by OP are now available to everyone. (I got the email from them on the 8th Jan 2026 as an existing customer).

Perhaps the uptake from existing customers wasn't as high as Oxbury expected?

Possibly.

 Although I have opened both the 3 and 6 month variants with a six figure intended commitment, I still have not funded them despite 2 reminders from Oxbury of the closing window ( keeping my options open as long as possible).

Same, I've 6 days left to decide!

CeliaSeas

The Oxbury 4.38 % 180 Day Notice Base Rate Tracker might also be a good option.
I have an easy access account with them which I opened a few years ago, kept it fully funded (I think it was up to 10K) for a while until they dropped the interest rate.
I quite like the way the app works with desktop PC.

subjecttocontract

I've a 6 month bond with them that's due to mature shortly. I don't like their app, I find it's not as slick as some of the competition. I shant be opening another as I have plans for the money. But, you know, you open an account, pay your money in, have no reason to contact or liase with the bank, it matures, you put the money somewhere else. So, apart from logging into their app a few times that's my only contact with them and likely to remain so........unless I become a farmer !

poseidon1

tonypyorkshire said:

poseidon1 said:

tonypyorkshire said:

The 2 bonds mentioned by OP are now available to everyone. (I got the email from them on the 8th Jan 2026 as an existing customer).

Perhaps the uptake from existing customers wasn't as high as Oxbury expected?

Possibly.

 Although I have opened both the 3 and 6 month variants with a six figure intended commitment, I still have not funded them despite 2 reminders from Oxbury of the closing window ( keeping my options open as long as possible).

Same, I've 6 days left to decide!

Finally bit the bullet last week and committed to funding the two new accounts.

However, had to do it over the phone since their online system cannot currently accommodate the split transference  of one maturing fixed rate product, into two separate new ones.