We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Settling in for the long haul

1313234363740

Comments

  • Chocolatefund
    Chocolatefund Posts: 266 Forumite
    Part of the Furniture 100 Posts Debt-free and Proud! Photogenic

    'Truffle Shuffle' love it!

    Now I'm going to have to buy some Hotel Chocolat truffles every beginning of the month to celebrate the money shuffle, haha.

    Debt free dairy. Busting this debt before 42. https://forums.moneysavingexpert.com/discussion/6655663/busting-this-debt-before-42#latest

    Started in January 2026 with debt £23,000
    Car loan: £18,757 to go
    Laptop loan: £1250 to go

    I eat far too much chocolate...
  • Dakota_Rose
    Dakota_Rose Posts: 466 Forumite
    100 Posts Name Dropper Photogenic

    Another glorious weather day and another day of feeling slightly rubbish. My migraine hasn’t shifted properly this week and I’ve felt off colour right the way through.

    On the bright side, work was manageable today and we’ve eaten outside for dinner which was lovely. We still haven’t found a good bet for the pizza bases that we’re trying to use in the (very expensive) pizza oven. They’re just a sticky mess at the moment. I’m really glad we didn’t pay for the oven and hope we can get a better result soon. I tried my best to eat mine, but Mr D wasn’t impressed with his at all and I suspect from his sour mood, that’s he’s still hungry 🙈

    Oh well, back to good old tea and toast for supper methinks.

    Feeling very grateful for the long weekend ahead. I’m really ready for a reset from work.

  • Dakota_Rose
    Dakota_Rose Posts: 466 Forumite
    100 Posts Name Dropper Photogenic

    The last (I hope!) of the shower items have been purchased on the 0%CC. Our initial aspirational budget was £600, which we knew would be unlikely to achieve. We have replaced all the taps and fixings in the bathroom, added a shower head over the bath, replaced the shower unit, tray and enclosure, plus a new large wall cabinet and some lovely glass bottles for bubble bath/salts. Our total spend to date is £860. This is mostly thanks to Mr D doing all the work himself. I will be pleased with a spend under £1000 for a (partial) bathroom renovation.

    We’re lucky that the tiles and flooring in the space were neutral and still in good condition before we started the work. They’re not completely to our taste, but they’re also not offensive in any way, so they can stay.

    Still the electrical/plumbing works to complete in the shower itself which will be the make or break part of the budget!

  • MillQueen
    MillQueen Posts: 233 Forumite
    100 Posts Name Dropper Photogenic

    That's a good level of expenditure on the bathroom - impressive to have done it within 1k.

    I hope you are feeling better now?

    Updated last day of the month… focus, improving overall net wealth…

    Mortgage: starting at -£222,469 (Jan 26) now at -£221,205 (May 26)

    Postgrad Loan: starting at -£8,974 (Jan 26) now at -£7,868 (June 26)

    Personal Loan: starting at -£11,466 (Jan 26) now at -£10,689 (May 26)

    Emergency Fund: starting at £5,511 (Jan 26) now at £2,529 (May 26)

    Investments: starting at £50 (Jan 26) now at £658 (May 26)

    Jan 27 Tax Fund: £1,621 / £3,298.

    Net Wealth: starting at £18,778 (May 26) now at £18,778 (May 26)

  • MillQueen
    MillQueen Posts: 233 Forumite
    100 Posts Name Dropper Photogenic

    You have a very positive mindset. It's nice to think of all the things you have. The half done bathroom will be a thing of beauty very soon. I can see that being held back by migraines will get in the way of your wish to stay with the good feelings of getting things done. Remember to be patient with your hardworking perimenopausal body. At 42, I feel this too - I've got less energy than I used to and I'm looking and feeling old.

    Updated last day of the month… focus, improving overall net wealth…

    Mortgage: starting at -£222,469 (Jan 26) now at -£221,205 (May 26)

    Postgrad Loan: starting at -£8,974 (Jan 26) now at -£7,868 (June 26)

    Personal Loan: starting at -£11,466 (Jan 26) now at -£10,689 (May 26)

    Emergency Fund: starting at £5,511 (Jan 26) now at £2,529 (May 26)

    Investments: starting at £50 (Jan 26) now at £658 (May 26)

    Jan 27 Tax Fund: £1,621 / £3,298.

    Net Wealth: starting at £18,778 (May 26) now at £18,778 (May 26)

  • Chocolatefund
    Chocolatefund Posts: 266 Forumite
    Part of the Furniture 100 Posts Debt-free and Proud! Photogenic

    It's totally worth it! I renovated my bathroom a couple of years ago and I still love it every day.

    Debt free dairy. Busting this debt before 42. https://forums.moneysavingexpert.com/discussion/6655663/busting-this-debt-before-42#latest

    Started in January 2026 with debt £23,000
    Car loan: £18,757 to go
    Laptop loan: £1250 to go

    I eat far too much chocolate...
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.4K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 261.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.